AFSI CONSULT: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AFSI CONSULT
Largest movements
- Cash -€13,858
down €13,858 (-66.6%), from €20,823 to €6,965
mainly Other debts (-€9,382) and Receivables within one year (-€4,287)
- Receivables within one year +€4,287
new in 2025: €4,287
- Other debts -€9,382
no longer reported in 2025 (was €9,382)
- Gross operating margin +€118
up €118 (+49.8%), from -€237 to -€119
- Financial charges +€10
up €10 (+16.7%), from €60 to €70
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €20,823 | €11,252 | -€9,571 | -46.0% |
| Current assets | 29/58 | €20,823 | €11,252 | -€9,571 | -46.0% |
| Amounts receivable within one year | 40/41 | - | €4,287 | +€4,287 | |
| Other amounts receivable | 41 | - | €4,287 | +€4,287 | |
| Cash at bank and in hand | 54/58 | €20,823 | €6,965 | -€13,858 | -66.6% |
| Total equity and liabilities | 10/49 | €20,823 | €11,252 | -€9,571 | -46.0% |
| Equity | 10/15 | €11,441 | €11,252 | -€189 | -1.7% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Capital | 10 | €18,600 | €18,600 | = | 0.0% |
| Issued capital | 100 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €19,860 | €19,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Legal reserve | 130 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €18,000 | €18,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€27,019 | -€27,208 | -€189 | -0.7% |
| Amounts payable | 17/49 | €9,382 | - | -€9,382 | |
| Amounts payable within one year | 42/48 | €9,382 | - | -€9,382 | |
| Other amounts payable | 47/48 | €9,382 | - | -€9,382 | |
| Gross operating margin | 9900 | -€237 | -€119 | +€118 | +49.8% |
| Operating profit (loss) | 9901 | -€237 | -€119 | +€118 | +49.8% |
| Financial charges | 65/66B | €60 | €70 | +€10 | +16.7% |
| Recurring financial charges | 65 | €60 | €70 | +€10 | +16.7% |
| Profit (loss) for the period before taxes | 9903 | -€297 | -€189 | +€108 | +36.4% |
| Profit (loss) for the period | 9904 | -€297 | -€189 | +€108 | +36.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€297 | -€189 | +€108 | +36.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.