Affluo: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Affluo
Largest movements
- Receivables within one year +€67,665
up €67,665 (+67.0%), from €100,936 to €168,602
of which Trade receivables: +€55,258
- Deferred charges and accrued income -€15,098
down €15,098 (-92.7%), from €16,283 to €1,185
- Financial fixed assets -€7,126
down €7,126 (-76.9%), from €9,268 to €2,142
- Trade debts +€55,135
up €55,135 (+208.6%), from €26,425 to €81,560
- Tax, wage and social debts -€13,091
down €13,091 (-80.9%), from €16,186 to €3,095
- Accrued charges and deferred income +€5,995
up €5,995 (+171.0%), from €3,505 to €9,500
- Short-term financial debts -€2,598
down €2,598 (-5.3%), from €49,124 to €46,526
- Gross operating margin +€4,575
up €4,575, from -€603 to €3,972
- Financial income -€3,432
down €3,432 (-81.3%), from €4,223 to €791
- Other operating charges +€1,018
up €1,018 (+55.9%), from €1,820 to €2,839
- Financial charges +€123
up €123 (+7.3%), from €1,694 to €1,817
From the 2024 result to the 2025 result
The net result is not in both sets of accounts; without it the difference cannot be explained line by line.
Cash bridge derived
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €126,488 | €171,929 | +€45,441 | +35.9% |
| Fixed assets | 21/28 | €9,268 | €2,142 | -€7,126 | -76.9% |
| Financial fixed assets | 28 | €9,268 | €2,142 | -€7,126 | -76.9% |
| Current assets | 29/58 | €117,219 | €169,787 | +€52,567 | +44.8% |
| Amounts receivable within one year | 40/41 | €100,936 | €168,602 | +€67,665 | +67.0% |
| Trade receivables | 40 | €100,936 | €156,194 | +€55,258 | +54.7% |
| Other amounts receivable | 41 | €0 | €12,408 | +€12,408 | |
| Deferred charges and accrued income | 490/1 | €16,283 | €1,185 | -€15,098 | -92.7% |
| Total equity and liabilities | 10/49 | €126,488 | €171,929 | +€45,441 | +35.9% |
| Equity | 10/15 | €31,248 | €31,248 | = | 0.0% |
| Contributions | 10/11 | €31,248 | €31,248 | = | 0.0% |
| Amounts payable | 17/49 | €95,240 | €140,681 | +€45,441 | +47.7% |
| Amounts payable within one year | 42/48 | €91,735 | €131,181 | +€39,446 | +43.0% |
| Financial debts | 43 | €49,124 | €46,526 | -€2,598 | -5.3% |
| Credit institutions | 430/8 | €49,124 | €46,526 | -€2,598 | -5.3% |
| Trade debts | 44 | €26,425 | €81,560 | +€55,135 | +208.6% |
| Suppliers | 440/4 | €26,425 | €81,560 | +€55,135 | +208.6% |
| Taxes, remuneration and social security | 45 | €16,186 | €3,095 | -€13,091 | -80.9% |
| Taxes | 450/3 | €16,186 | €3,095 | -€13,091 | -80.9% |
| Accrued charges and deferred income | 492/3 | €3,505 | €9,500 | +€5,995 | +171.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €0 | - | = | |
| Other operating charges | 640/8 | €1,820 | €2,839 | +€1,018 | +55.9% |
| Gross operating margin | 9900 | -€603 | €3,972 | +€4,575 | |
| Operating profit (loss) | 9901 | -€2,423 | €1,133 | +€3,557 | |
| Financial income | 75/76B | €4,223 | €791 | -€3,432 | -81.3% |
| Recurring financial income | 75 | €4,223 | €791 | -€3,432 | -81.3% |
| Financial charges | 65/66B | €1,694 | €1,817 | +€123 | +7.3% |
| Recurring financial charges | 65 | €1,694 | €1,817 | +€123 | +7.3% |
| Profit (loss) for the period before taxes | 9903 | €106 | €107 | +€2 | +1.6% |
| Income taxes | 67/77 | €106 | €107 | +€2 | +1.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.