AFBH: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AFBH
Largest movements
- Cash +€20,796
up €20,796 (+61.2%), from €33,997 to €54,794
mainly Net result for the year (+€20,866) and Tax, wage and social debts (+€2,066)
- Receivables within one year +€1,035
up €1,035 (+25.6%), from €4,050 to €5,086
of which Trade receivables: +€1,032
- Profit (loss) carried forward +€20,866
up €20,866 (+112%), from €18,641 to €39,508
- Tax, wage and social debts +€2,066
up €2,066 (+14.0%), from €14,809 to €16,876
of which Taxes: +€2,066
- Trade debts -€740
down €740 (-58.9%), from €1,255 to €515
- Gross operating margin +€1,986
up €1,986 (+8.1%), from €24,480 to €26,465
- Other operating charges -€353
no longer reported in 2025 (was €353)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €38,048 | €59,959 | +€21,911 | +57.6% |
| Current assets | 29/58 | €38,048 | €59,959 | +€21,911 | +57.6% |
| Amounts receivable within one year | 40/41 | €4,050 | €5,086 | +€1,035 | +25.6% |
| Trade receivables | 40 | €4,050 | €5,082 | +€1,032 | +25.5% |
| Other amounts receivable | 41 | - | €4 | +€4 | |
| Cash at bank and in hand | 54/58 | €33,997 | €54,794 | +€20,796 | +61.2% |
| Deferred charges and accrued income | 490/1 | - | €80 | +€80 | |
| Total equity and liabilities | 10/49 | €38,048 | €59,959 | +€21,911 | +57.6% |
| Equity | 10/15 | €21,641 | €42,508 | +€20,866 | +96.4% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €18,641 | €39,508 | +€20,866 | +112% |
| Amounts payable | 17/49 | €16,406 | €17,451 | +€1,045 | +6.4% |
| Amounts payable within one year | 42/48 | €16,406 | €17,451 | +€1,045 | +6.4% |
| Trade debts | 44 | €1,255 | €515 | -€740 | -58.9% |
| Suppliers | 440/4 | €1,255 | €515 | -€740 | -58.9% |
| Taxes, remuneration and social security | 45 | €14,809 | €16,876 | +€2,066 | +14.0% |
| Taxes | 450/3 | €12,480 | €14,546 | +€2,066 | +16.6% |
| Remuneration and social security | 454/9 | €2,329 | €2,329 | = | 0.0% |
| Other amounts payable | 47/48 | €342 | €60 | -€282 | -82.4% |
| Other operating charges | 640/8 | €353 | - | -€353 | |
| Gross operating margin | 9900 | €24,480 | €26,465 | +€1,986 | +8.1% |
| Operating profit (loss) | 9901 | €24,127 | €26,465 | +€2,339 | +9.7% |
| Financial income | 75/76B | - | €56 | +€56 | |
| Recurring financial income | 75 | - | €56 | +€56 | |
| Financial charges | 65/66B | €12 | €62 | +€50 | +408% |
| Recurring financial charges | 65 | €12 | €62 | +€50 | +408% |
| Profit (loss) for the period before taxes | 9903 | €24,114 | €26,459 | +€2,345 | +9.7% |
| Income taxes | 67/77 | €5,473 | €5,593 | +€120 | +2.2% |
| Profit (loss) for the period | 9904 | €18,641 | €20,866 | +€2,225 | +11.9% |
| Profit (loss) for the period to be appropriated | 9905 | €18,641 | €20,866 | +€2,225 | +11.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.