AEVI Insurance: what changed
AEVI Insurance
Largest movements
- Cash +€69,322
up €69,322 (+302%), from €22,937 to €92,259
mainly Net result for the year (+€150,704) and Other debts (+€81,278)
- Intangible fixed assets -€18,067
down €18,067 (-16.8%), from €107,384 to €89,317
- Receivables within one year -€13,416
down €13,416 (-25.9%), from €51,717 to €38,301
of which Other amounts receivable: -€15,521
- Other debts +€81,278
up €81,278 (+107%), from €75,884 to €157,162
- Current portion of long-term debt -€35,358
down €35,358 (-71.9%), from €49,193 to €13,836
- Debts after one year -€13,836
down €13,836 (-10.9%), from €126,867 to €113,031
- Tax, wage and social debts +€6,744
up €6,744 (+20.6%), from €32,755 to €39,499
of which Remuneration and social security: +€5,195
- Gross operating margin +€155,410
up €155,410 (+31.7%), from €490,374 to €645,784
- Staff costs +€58,802
up €58,802 (+18.9%), from €310,461 to €369,263
- Taxes +€26,728
up €26,728 (+89.8%), from €29,776 to €56,503
- Depreciation -€6,580
down €6,580 (-9.3%), from €70,972 to €64,391
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €364,665 | €399,794 | +€35,130 | +9.6% |
| Fixed assets | 21/28 | €276,907 | €259,115 | -€17,792 | -6.4% |
| Intangible fixed assets | 21 | €107,384 | €89,317 | -€18,067 | -16.8% |
| Tangible fixed assets | 22/27 | €163,323 | €163,598 | +€275 | +0.2% |
| Land and buildings | 22 | €156,849 | €133,174 | -€23,675 | -15.1% |
| Plant, machinery and equipment | 23 | €408 | €36 | -€372 | -91.1% |
| Furniture and vehicles | 24 | €6,066 | €5,585 | -€481 | -7.9% |
| Other tangible fixed assets | 26 | - | €24,803 | +€24,803 | |
| Financial fixed assets | 28 | €6,200 | €6,200 | = | 0.0% |
| Current assets | 29/58 | €87,758 | €140,679 | +€52,921 | +60.3% |
| Amounts receivable within one year | 40/41 | €51,717 | €38,301 | -€13,416 | -25.9% |
| Trade receivables | 40 | €36,197 | €38,301 | +€2,104 | +5.8% |
| Other amounts receivable | 41 | €15,521 | - | -€15,521 | |
| Current investments | 50/53 | €7,525 | €7,525 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €22,937 | €92,259 | +€69,322 | +302% |
| Deferred charges and accrued income | 490/1 | €5,578 | €2,594 | -€2,985 | -53.5% |
| Total equity and liabilities | 10/49 | €364,665 | €399,794 | +€35,130 | +9.6% |
| Equity | 10/15 | €20,460 | €20,460 | = | 0.0% |
| Contributions | 10/11 | €20,460 | €20,460 | = | 0.0% |
| Amounts payable | 17/49 | €344,205 | €379,334 | +€35,130 | +10.2% |
| Amounts payable after more than one year | 17 | €126,867 | €113,031 | -€13,836 | -10.9% |
| Financial debts | 170/4 | €126,867 | €113,031 | -€13,836 | -10.9% |
| Amounts payable within one year | 42/48 | €217,338 | €266,303 | +€48,965 | +22.5% |
| Current portion of amounts payable after more than one year | 42 | €49,193 | €13,836 | -€35,358 | -71.9% |
| Trade debts | 44 | €59,506 | €55,806 | -€3,700 | -6.2% |
| Suppliers | 440/4 | €59,506 | €55,806 | -€3,700 | -6.2% |
| Taxes, remuneration and social security | 45 | €32,755 | €39,499 | +€6,744 | +20.6% |
| Taxes | 450/3 | €4,729 | €6,278 | +€1,549 | +32.8% |
| Remuneration and social security | 454/9 | €28,026 | €33,221 | +€5,195 | +18.5% |
| Other amounts payable | 47/48 | €75,884 | €157,162 | +€81,278 | +107% |
| Remuneration, social security and pensions | 62 | €310,461 | €369,263 | +€58,802 | +18.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €70,972 | €64,391 | -€6,580 | -9.3% |
| Other operating charges | 640/8 | €4,322 | €4,419 | +€97 | +2.2% |
| Gross operating margin | 9900 | €490,374 | €645,784 | +€155,410 | +31.7% |
| Operating profit (loss) | 9901 | €104,619 | €207,711 | +€103,092 | +98.5% |
| Financial income | 75/76B | €998 | €750 | -€248 | -24.8% |
| Recurring financial income | 75 | €998 | €750 | -€248 | -24.8% |
| Financial charges | 65/66B | €1,832 | €1,253 | -€578 | -31.6% |
| Recurring financial charges | 65 | €1,832 | €1,253 | -€578 | -31.6% |
| Profit (loss) for the period before taxes | 9903 | €103,785 | €207,207 | +€103,423 | +99.7% |
| Income taxes | 67/77 | €29,776 | €56,503 | +€26,728 | +89.8% |
| Profit (loss) for the period | 9904 | €74,009 | €150,704 | +€76,695 | +104% |
| Profit (loss) for the period to be appropriated | 9905 | €74,009 | €150,704 | +€76,695 | +104% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.