Advizum: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Advizum
Largest movements
- Receivables after one year +€26,435
up €26,435 (+44.4%), from €59,591 to €86,025
- Tangible fixed assets -€14,939
down €14,939 (-40.5%), from €36,863 to €21,924
of which Leasing and similar rights: -€16,245
- Cash +€13,516
up €13,516 (+509%), from €2,655 to €16,171
mainly Other debts (+€89,000) and Net result for the year (+€86,704)
- Other debts +€89,000
new in 2025: €89,000
- Profit (loss) carried forward -€57,296
down €57,296 (-99.5%), from €57,566 to €270
- Debts after one year -€17,170
down €17,170 (-85.4%), from €20,103 to €2,933
- Tax, wage and social debts +€10,558
up €10,558 (+48.4%), from €21,828 to €32,387
- Gross operating margin +€44,169
up €44,169 (+50.8%), from €86,917 to €131,086
- Taxes +€11,998
up €11,998 (+87.8%), from €13,659 to €25,658
- Financial income +€1,921
up €1,921 (+454%), from €423 to €2,344
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €117,155 | €142,960 | +€25,805 | +22.0% |
| Fixed assets | 21/28 | €37,113 | €22,174 | -€14,939 | -40.3% |
| Tangible fixed assets | 22/27 | €36,863 | €21,924 | -€14,939 | -40.5% |
| Plant, machinery and equipment | 23 | €591 | €345 | -€245 | -41.5% |
| Furniture and vehicles | 24 | - | €1,551 | +€1,551 | |
| Leasing and similar rights | 25 | €36,272 | €20,028 | -€16,245 | -44.8% |
| Financial fixed assets | 28 | €250 | €250 | = | 0.0% |
| Current assets | 29/58 | €80,042 | €120,786 | +€40,744 | +50.9% |
| Amounts receivable after more than one year | 29 | €59,591 | €86,025 | +€26,435 | +44.4% |
| Other amounts receivable | 291 | €59,591 | €86,025 | +€26,435 | +44.4% |
| Amounts receivable within one year | 40/41 | €16,881 | €17,604 | +€723 | +4.3% |
| Trade receivables | 40 | €16,881 | €17,604 | +€723 | +4.3% |
| Cash at bank and in hand | 54/58 | €2,655 | €16,171 | +€13,516 | +509% |
| Deferred charges and accrued income | 490/1 | €914 | €986 | +€71 | +7.8% |
| Total equity and liabilities | 10/49 | €117,155 | €142,960 | +€25,805 | +22.0% |
| Equity | 10/15 | €58,766 | €1,470 | -€57,296 | -97.5% |
| Contributions | 10/11 | €1,200 | €1,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | €57,566 | €270 | -€57,296 | -99.5% |
| Amounts payable | 17/49 | €58,389 | €141,490 | +€83,101 | +142% |
| Amounts payable after more than one year | 17 | €20,103 | €2,933 | -€17,170 | -85.4% |
| Financial debts | 170/4 | €20,103 | €2,933 | -€17,170 | -85.4% |
| Amounts payable within one year | 42/48 | €38,286 | €138,557 | +€100,271 | +262% |
| Current portion of amounts payable after more than one year | 42 | €16,457 | €17,170 | +€713 | +4.3% |
| Taxes, remuneration and social security | 45 | €21,828 | €32,387 | +€10,558 | +48.4% |
| Taxes | 450/3 | €21,828 | €32,387 | +€10,558 | +48.4% |
| Other amounts payable | 47/48 | - | €89,000 | +€89,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,904 | €16,602 | -€303 | -1.8% |
| Other operating charges | 640/8 | €3,033 | €2,869 | -€164 | -5.4% |
| Gross operating margin | 9900 | €86,917 | €131,086 | +€44,169 | +50.8% |
| Operating profit (loss) | 9901 | €66,980 | €111,616 | +€44,635 | +66.6% |
| Financial income | 75/76B | €423 | €2,344 | +€1,921 | +454% |
| Recurring financial income | 75 | €423 | €2,344 | +€1,921 | +454% |
| Financial charges | 65/66B | €2,374 | €1,599 | -€775 | -32.7% |
| Recurring financial charges | 65 | €2,374 | €1,599 | -€775 | -32.7% |
| Profit (loss) for the period before taxes | 9903 | €65,030 | €112,362 | +€47,331 | +72.8% |
| Income taxes | 67/77 | €13,659 | €25,658 | +€11,998 | +87.8% |
| Profit (loss) for the period | 9904 | €51,371 | €86,704 | +€35,333 | +68.8% |
| Profit (loss) for the period to be appropriated | 9905 | €51,371 | €86,704 | +€35,333 | +68.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.