AdviZor: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AdviZor
Largest movements
- Cash +€9,594
up €9,594 (+4,851%), from €198 to €9,791
mainly Receivables within one year (+€8,190) and Current investments (+€7,786)
- Receivables within one year -€8,190
down €8,190 (-17.3%), from €47,299 to €39,109
of which Trade receivables: -€5,445
- Current investments -€7,786
down €7,786 (-20.6%), from €37,786 to €30,000
- Deferred charges and accrued income +€7,118
up €7,118 (+189%), from €3,763 to €10,881
- Reserves +€4,254
up €4,254 (+5.0%), from €84,370 to €88,623
- Current portion of long-term debt -€3,136
down €3,136 (-100%), from €3,136 to €0
- Gross operating margin -€8,652
down €8,652 (-46.0%), from €18,804 to €10,152
- Taxes -€2,242
down €2,242 (-52.6%), from €4,261 to €2,018
- Financial charges -€727
down €727 (-23.9%), from €3,043 to €2,316
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €119,635 | €119,820 | +€184 | +0.2% |
| Fixed assets | 21/28 | €30,588 | €30,038 | -€551 | -1.8% |
| Tangible fixed assets | 22/27 | €588 | €38 | -€551 | -93.6% |
| Furniture and vehicles | 24 | €588 | €38 | -€551 | -93.6% |
| Financial fixed assets | 28 | €30,000 | €30,000 | = | 0.0% |
| Current assets | 29/58 | €89,047 | €89,782 | +€735 | +0.8% |
| Amounts receivable within one year | 40/41 | €47,299 | €39,109 | -€8,190 | -17.3% |
| Trade receivables | 40 | €43,560 | €38,115 | -€5,445 | -12.5% |
| Other amounts receivable | 41 | €3,739 | €994 | -€2,745 | -73.4% |
| Current investments | 50/53 | €37,786 | €30,000 | -€7,786 | -20.6% |
| Cash at bank and in hand | 54/58 | €198 | €9,791 | +€9,594 | +4,851% |
| Deferred charges and accrued income | 490/1 | €3,763 | €10,881 | +€7,118 | +189% |
| Total equity and liabilities | 10/49 | €119,635 | €119,820 | +€184 | +0.2% |
| Equity | 10/15 | €90,570 | €94,823 | +€4,254 | +4.7% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €84,370 | €88,623 | +€4,254 | +5.0% |
| Distributable reserves | 133 | €84,370 | €88,623 | +€4,254 | +5.0% |
| Amounts payable | 17/49 | €29,066 | €24,996 | -€4,069 | -14.0% |
| Amounts payable after more than one year | 17 | €0 | - | = | |
| Financial debts | 170/4 | €0 | - | = | |
| Amounts payable within one year | 42/48 | €29,035 | €24,966 | -€4,069 | -14.0% |
| Current portion of amounts payable after more than one year | 42 | €3,136 | €0 | -€3,136 | -100% |
| Financial debts | 43 | €3,396 | €3,387 | -€10 | -0.3% |
| Credit institutions | 430/8 | €3,396 | €3,387 | -€10 | -0.3% |
| Trade debts | 44 | €4,043 | €3,607 | -€436 | -10.8% |
| Suppliers | 440/4 | €4,043 | €3,607 | -€436 | -10.8% |
| Taxes, remuneration and social security | 45 | €8,599 | €8,570 | -€29 | -0.3% |
| Taxes | 450/3 | €8,599 | €8,570 | -€29 | -0.3% |
| Other amounts payable | 47/48 | €9,861 | €9,403 | -€459 | -4.7% |
| Accrued charges and deferred income | 492/3 | €30 | €30 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €551 | €551 | = | 0.0% |
| Other operating charges | 640/8 | €916 | €1,014 | +€97 | +10.6% |
| Gross operating margin | 9900 | €18,804 | €10,152 | -€8,652 | -46.0% |
| Operating profit (loss) | 9901 | €17,337 | €8,588 | -€8,750 | -50.5% |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €3,043 | €2,316 | -€727 | -23.9% |
| Recurring financial charges | 65 | €3,043 | €2,316 | -€727 | -23.9% |
| Profit (loss) for the period before taxes | 9903 | €14,294 | €6,272 | -€8,022 | -56.1% |
| Income taxes | 67/77 | €4,261 | €2,018 | -€2,242 | -52.6% |
| Profit (loss) for the period | 9904 | €10,034 | €4,254 | -€5,780 | -57.6% |
| Profit (loss) for the period to be appropriated | 9905 | €10,034 | €4,254 | -€5,780 | -57.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.