AdviesIQ: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AdviesIQ
Largest movements
- Receivables within one year -€10,627
down €10,627 (-31.5%), from €33,765 to €23,139
of which Trade receivables: -€18,982
- Cash -€4,151
down €4,151 (-53.5%), from €7,758 to €3,607
mainly Tax, wage and social debts (-€8,049) and Trade debts (-€4,891)
- Deferred charges and accrued income -€1,099
down €1,099 (-25.2%), from €4,365 to €3,265
- Tax, wage and social debts -€8,049
down €8,049 (-100%), from €8,049 to €0
of which Taxes: -€8,049
- Trade debts -€4,891
down €4,891 (-76.4%), from €6,404 to €1,513
- Profit (loss) carried forward -€3,932
down €3,932 (-36.9%), from -€10,650 to -€14,582
- Other debts +€995
up €995 (+4,112%), from €24 to €1,019
- Staff costs -€47,772
down €47,772 (-97.3%), from €49,114 to €1,342
- Gross operating margin -€46,493
down €46,493, from €45,403 to -€1,090
- Financial charges -€2,701
down €2,701 (-73.8%), from €3,657 to €956
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €45,888 | €30,011 | -€15,877 | -34.6% |
| Current assets | 29/58 | €45,888 | €30,011 | -€15,877 | -34.6% |
| Amounts receivable within one year | 40/41 | €33,765 | €23,139 | -€10,627 | -31.5% |
| Trade receivables | 40 | €30,392 | €11,410 | -€18,982 | -62.5% |
| Other amounts receivable | 41 | €3,374 | €11,729 | +€8,355 | +248% |
| Cash at bank and in hand | 54/58 | €7,758 | €3,607 | -€4,151 | -53.5% |
| Deferred charges and accrued income | 490/1 | €4,365 | €3,265 | -€1,099 | -25.2% |
| Total equity and liabilities | 10/49 | €45,888 | €30,011 | -€15,877 | -34.6% |
| Equity | 10/15 | €9,350 | €5,418 | -€3,932 | -42.1% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€10,650 | -€14,582 | -€3,932 | -36.9% |
| Amounts payable | 17/49 | €36,538 | €24,593 | -€11,945 | -32.7% |
| Amounts payable after more than one year | 17 | €20,000 | €20,000 | = | 0.0% |
| Financial debts | 170/4 | €20,000 | €20,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €14,478 | €2,533 | -€11,945 | -82.5% |
| Trade debts | 44 | €6,404 | €1,513 | -€4,891 | -76.4% |
| Suppliers | 440/4 | €6,404 | €1,513 | -€4,891 | -76.4% |
| Taxes, remuneration and social security | 45 | €8,049 | €0 | -€8,049 | -100% |
| Taxes | 450/3 | €8,049 | €0 | -€8,049 | -100% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €24 | €1,019 | +€995 | +4,112% |
| Accrued charges and deferred income | 492/3 | €2,060 | €2,060 | = | 0.0% |
| Remuneration, social security and pensions | 62 | €49,114 | €1,342 | -€47,772 | -97.3% |
| Other operating charges | 640/8 | €528 | €544 | +€16 | +3.0% |
| Gross operating margin | 9900 | €45,403 | -€1,090 | -€46,493 | |
| Operating profit (loss) | 9901 | -€4,239 | -€2,976 | +€1,264 | +29.8% |
| Financial charges | 65/66B | €3,657 | €956 | -€2,701 | -73.8% |
| Recurring financial charges | 65 | €3,657 | €956 | -€2,701 | -73.8% |
| Profit (loss) for the period before taxes | 9903 | -€7,896 | -€3,932 | +€3,964 | +50.2% |
| Income taxes | 67/77 | -€93 | €0 | +€93 | |
| Profit (loss) for the period | 9904 | -€7,803 | -€3,932 | +€3,871 | +49.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€7,803 | -€3,932 | +€3,871 | +49.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.