ADVICE4YOU: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ADVICE4YOU
Largest movements
- Receivables within one year +€2,940
up €2,940 (+8,575%), from €34 to €2,974
of which Trade receivables: +€2,940
- Profit (loss) carried forward +€60,009
up €60,009 (+73.0%), from -€82,176 to -€22,167
- Reserves -€60,000
down €60,000 (-97.0%), from €61,860 to €1,860
of which Distributable reserves: -€60,000
- Trade debts +€1,778
up €1,778 (+459%), from €387 to €2,165
- Contributions +€1,112
up €1,112 (+8.8%), from €12,650 to €13,762
- Other operating charges +€132
up €132 (+34.2%), from €387 to €520
- Financial charges -€71
no longer reported in 2025 (was €71)
- Taxes -€51
down €51, from €49 to -€2
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €823 | €3,740 | +€2,917 | +355% |
| Current assets | 29/58 | €823 | €3,740 | +€2,917 | +355% |
| Amounts receivable within one year | 40/41 | €34 | €2,974 | +€2,940 | +8,575% |
| Trade receivables | 40 | - | €2,940 | +€2,940 | |
| Other amounts receivable | 41 | €34 | €34 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €788 | €766 | -€23 | -2.9% |
| Total equity and liabilities | 10/49 | €823 | €3,740 | +€2,917 | +355% |
| Equity | 10/15 | -€7,666 | -€6,546 | +€1,121 | +14.6% |
| Contributions | 10/11 | €12,650 | €13,762 | +€1,112 | +8.8% |
| Reserves | 13 | €61,860 | €1,860 | -€60,000 | -97.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €60,000 | - | -€60,000 | |
| Profit (loss) carried forward | 14 | -€82,176 | -€22,167 | +€60,009 | +73.0% |
| Amounts payable | 17/49 | €8,489 | €10,285 | +€1,796 | +21.2% |
| Amounts payable within one year | 42/48 | €8,489 | €10,285 | +€1,796 | +21.2% |
| Trade debts | 44 | €387 | €2,165 | +€1,778 | +459% |
| Suppliers | 440/4 | €387 | €2,165 | +€1,778 | +459% |
| Taxes, remuneration and social security | 45 | €16 | €35 | +€18 | +113% |
| Taxes | 450/3 | €16 | €35 | +€18 | +113% |
| Other amounts payable | 47/48 | €8,085 | €8,085 | = | 0.0% |
| Other operating charges | 640/8 | €387 | €520 | +€132 | +34.2% |
| Gross operating margin | 9900 | €523 | €526 | +€3 | +0.6% |
| Operating profit (loss) | 9901 | €136 | €7 | -€129 | -95.2% |
| Financial income | 75/76B | €1 | €0 | -€1 | -60.5% |
| Recurring financial income | 75 | €1 | €0 | -€1 | -60.5% |
| Financial charges | 65/66B | €71 | - | -€71 | |
| Recurring financial charges | 65 | €71 | - | -€71 | |
| Profit (loss) for the period before taxes | 9903 | €65 | €7 | -€58 | -89.4% |
| Income taxes | 67/77 | €49 | -€2 | -€51 | |
| Profit (loss) for the period | 9904 | €16 | €9 | -€7 | -45.0% |
| Profit (loss) for the period to be appropriated | 9905 | €16 | €9 | -€7 | -45.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.