ADB Interior: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ADB Interior
Largest movements
- Cash +€472,489
up €472,489 (+772.3%), from €61,179 to €533,668
mainly Current investments (+€373,000) and Net result for the year (+€331,464)
- Current investments -€373,000
down €373,000 (-100.0%), from €373,000 to €0
- Receivables within one year +€136,394
up €136,394 (+48.0%), from €284,254 to €420,648
of which Other amounts receivable: +€80,565
- Tangible fixed assets -€63,955
down €63,955 (-4.4%), from €1.5m to €1.4m
of which Land and buildings: -€42,255
- Other debts +€176,746
up €176,746 (+198.3%), from €89,133 to €265,879
- Profit (loss) carried forward +€141,026
up €141,026 (+68.5%), from €205,800 to €346,826
- Debts after one year -€109,847
down €109,847 (-11.2%), from €985,104 to €875,257
- Tax, wage and social debts +€83,329
up €83,329 (+109.1%), from €76,412 to €159,741
of which Taxes: +€74,252
- Trade debts -€47,735
down €47,735 (-24.8%), from €192,500 to €144,765
- Gross operating margin +€339,562
up €339,562 (+39.1%), from €868,428 to €1.2m
- Taxes +€100,291
up €100,291 (+699.5%), from €14,338 to €114,629
- Staff costs +€77,490
up €77,490 (+14.5%), from €535,144 to €612,634
- Provisions -€68,555
down €68,555, from €55,435 to -€13,121
- Write-downs -€40,599
down €40,599, from €23,382 to -€17,217
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,208,713 | €2,383,682 | +€174,969 | +7.9% |
| Fixed assets | 21/28 | €1,480,945 | €1,401,990 | -€78,955 | -5.3% |
| Tangible fixed assets | 22/27 | €1,465,895 | €1,401,940 | -€63,955 | -4.4% |
| Land and buildings | 22 | €1,171,455 | €1,129,200 | -€42,255 | -3.6% |
| Plant, machinery and equipment | 23 | €15,405 | €6,089 | -€9,317 | -60.5% |
| Furniture and vehicles | 24 | €29,699 | €52,401 | +€22,703 | +76.4% |
| Leasing and similar rights | 25 | €176,670 | €150,386 | -€26,285 | -14.9% |
| Other tangible fixed assets | 26 | €72,666 | €63,864 | -€8,801 | -12.1% |
| Financial fixed assets | 28 | €15,050 | €50 | -€15,000 | -99.7% |
| Current assets | 29/58 | €727,768 | €981,692 | +€253,924 | +34.9% |
| Amounts receivable within one year | 40/41 | €284,254 | €420,648 | +€136,394 | +48.0% |
| Trade receivables | 40 | €212,406 | €268,234 | +€55,829 | +26.3% |
| Other amounts receivable | 41 | €71,849 | €152,414 | +€80,565 | +112.1% |
| Current investments | 50/53 | €373,000 | €0 | -€373,000 | -100.0% |
| Cash at bank and in hand | 54/58 | €61,179 | €533,668 | +€472,489 | +772.3% |
| Deferred charges and accrued income | 490/1 | €9,335 | €27,376 | +€18,041 | +193.3% |
| Total equity and liabilities | 10/49 | €2,208,713 | €2,383,682 | +€174,969 | +7.9% |
| Equity | 10/15 | €573,554 | €698,794 | +€125,240 | +21.8% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €256,227 | €244,665 | -€11,562 | -4.5% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Tax-exempt reserves | 132 | €254,367 | €242,805 | -€11,562 | -4.5% |
| Profit (loss) carried forward | 14 | €205,800 | €346,826 | +€141,026 | +68.5% |
| Investment grants | 15 | €92,928 | €88,704 | -€4,224 | -4.5% |
| Provisions and deferred taxes | 16 | €140,224 | €123,249 | -€16,975 | -12.1% |
| Provisions for liabilities and charges | 160/5 | €55,435 | €42,314 | -€13,121 | -23.7% |
| Other liabilities and charges | 164/5 | €55,435 | €42,314 | -€13,121 | -23.7% |
| Deferred taxes | 168 | €84,789 | €80,935 | -€3,854 | -4.5% |
| Amounts payable | 17/49 | €1,494,935 | €1,561,639 | +€66,704 | +4.5% |
| Amounts payable after more than one year | 17 | €985,104 | €875,257 | -€109,847 | -11.2% |
| Financial debts | 170/4 | €985,104 | €875,257 | -€109,847 | -11.2% |
| Amounts payable within one year | 42/48 | €509,538 | €686,118 | +€176,579 | +34.7% |
| Current portion of amounts payable after more than one year | 42 | €106,389 | €109,847 | +€3,459 | +3.3% |
| Financial debts | 43 | - | €5,885 | +€5,885 | |
| Credit institutions | 430/8 | - | €5,885 | +€5,885 | |
| Trade debts | 44 | €192,500 | €144,765 | -€47,735 | -24.8% |
| Suppliers | 440/4 | €192,500 | €144,765 | -€47,735 | -24.8% |
| Advances received on contracts in progress | 46 | €45,104 | €0 | -€45,104 | -100.0% |
| Taxes, remuneration and social security | 45 | €76,412 | €159,741 | +€83,329 | +109.1% |
| Taxes | 450/3 | €20,720 | €94,972 | +€74,252 | +358.4% |
| Remuneration and social security | 454/9 | €55,692 | €64,769 | +€9,077 | +16.3% |
| Other amounts payable | 47/48 | €89,133 | €265,879 | +€176,746 | +198.3% |
| Accrued charges and deferred income | 492/3 | €293 | €264 | -€29 | -9.8% |
| Remuneration, social security and pensions | 62 | €535,144 | €612,634 | +€77,490 | +14.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €136,297 | €112,802 | -€23,495 | -17.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €23,382 | -€17,217 | -€40,599 | |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | €55,435 | -€13,121 | -€68,555 | |
| Other operating charges | 640/8 | €16,606 | €8,928 | -€7,677 | -46.2% |
| Gross operating margin | 9900 | €868,428 | €1,207,990 | +€339,562 | +39.1% |
| Operating profit (loss) | 9901 | €101,564 | €503,963 | +€402,399 | +396.2% |
| Financial income | 75/76B | €17,090 | €12,559 | -€4,532 | -26.5% |
| Recurring financial income | 75 | €17,090 | €12,559 | -€4,532 | -26.5% |
| Financial charges | 65/66B | €36,433 | €74,283 | +€37,851 | +103.9% |
| Recurring financial charges | 65 | €36,433 | €74,283 | +€37,851 | +103.9% |
| Profit (loss) for the period before taxes | 9903 | €82,222 | €442,239 | +€360,017 | +437.9% |
| Transfer from deferred taxes | 780 | €3,854 | €3,854 | = | 0.0% |
| Income taxes | 67/77 | €14,338 | €114,629 | +€100,291 | +699.5% |
| Profit (loss) for the period | 9904 | €71,738 | €331,464 | +€259,726 | +362.0% |
| Transfer from tax-exempt reserves | 789 | €11,562 | €11,562 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €83,300 | €343,026 | +€259,726 | +311.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.