ACTUEL CONSTRUCT: what changed
What changed
ACTUEL CONSTRUCT
NACE 47.716, Retail sale of clothing and accessories for women, men, children and babies (general range)
filed annual accounts (NBB)
Net result for the year
€13,413
2024 · €29,942-€16,529
Equity
€171,479
2024 · €167,066+€4,413
Cash
€3,677
2024 · €5,401-€1,724
Balance sheet total
€215,319
2024 · €206,917+€8,402
Largest movements
Assets
- Receivables within one year +€9,923
up €9,923 (+5.0%), from €199,455 to €209,378
of which Trade receivables: +€10,111
Equity and liabilities
- Tax, wage and social debts +€8,045
up €8,045 (+52.6%), from €15,282 to €23,328
of which Remuneration and social security: +€7,282
- Profit (loss) carried forward +€4,413
up €4,413 (+3.3%), from €134,076 to €138,489
- Advances received -€4,320
down €4,320 (-100%), from €4,320 to €0
Income statement
- Staff costs +€18,086
up €18,086 (+8.2%), from €219,683 to €237,769
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€29,942
Gross operating margin
-€701
Staff costs
-€18,086
Other operating charges
-€12
Other operating items
+€500
Financial income
+€63
Financial charges
-€130
Taxes
+€1,837
Result 2025
€13,413
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€7,276
Investment
€0
Financing
-€9,000
Cash 2024
€5,401
From operations (derived)
+€7,276
Net result for the year
+€13,413
Receivables within one year
-€9,923
Deferred charges and accrued income
-€204
Trade debts
-€236
Tax, wage and social debts
+€8,045
Advances received
-€4,320
Other debts
+€500
Financing
-€9,000
Contributions, distributions and other
-€9,000
Cash 2025
€3,677
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €206,917 | €215,319 | +€8,402 | +4.1% |
| Fixed assets | 21/28 | €99 | €99 | = | 0.0% |
| Financial fixed assets | 28 | €99 | €99 | = | 0.0% |
| Current assets | 29/58 | €206,818 | €215,220 | +€8,402 | +4.1% |
| Amounts receivable within one year | 40/41 | €199,455 | €209,378 | +€9,923 | +5.0% |
| Trade receivables | 40 | €85,351 | €95,463 | +€10,111 | +11.8% |
| Other amounts receivable | 41 | €114,104 | €113,915 | -€188 | -0.2% |
| Cash at bank and in hand | 54/58 | €5,401 | €3,677 | -€1,724 | -31.9% |
| Deferred charges and accrued income | 490/1 | €1,961 | €2,165 | +€204 | +10.4% |
| Total equity and liabilities | 10/49 | €206,917 | €215,319 | +€8,402 | +4.1% |
| Equity | 10/15 | €167,066 | €171,479 | +€4,413 | +2.6% |
| Contributions | 10/11 | €19,000 | €19,000 | = | 0.0% |
| Reserves | 13 | €13,990 | €13,990 | = | 0.0% |
| Tax-exempt reserves | 132 | €12,090 | €12,090 | = | 0.0% |
| Distributable reserves | 133 | €1,900 | €1,900 | = | 0.0% |
| Profit (loss) carried forward | 14 | €134,076 | €138,489 | +€4,413 | +3.3% |
| Amounts payable | 17/49 | €39,851 | €43,841 | +€3,990 | +10.0% |
| Amounts payable within one year | 42/48 | €39,851 | €43,841 | +€3,990 | +10.0% |
| Current portion of amounts payable after more than one year | 42 | €1,167 | €1,167 | = | 0.0% |
| Trade debts | 44 | €2,082 | €1,846 | -€236 | -11.3% |
| Suppliers | 440/4 | €2,082 | €1,846 | -€236 | -11.3% |
| Advances received on contracts in progress | 46 | €4,320 | €0 | -€4,320 | -100% |
| Taxes, remuneration and social security | 45 | €15,282 | €23,328 | +€8,045 | +52.6% |
| Taxes | 450/3 | €111 | €875 | +€763 | +686% |
| Remuneration and social security | 454/9 | €15,171 | €22,453 | +€7,282 | +48.0% |
| Other amounts payable | 47/48 | €17,000 | €17,500 | +€500 | +2.9% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Non-recurring operating income | 76A | €3,754 | €6,935 | +€3,181 | +84.7% |
| Remuneration, social security and pensions | 62 | €219,683 | €237,769 | +€18,086 | +8.2% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Non-recurring operating charges | 66A | €500 | €0 | -€500 | -100.0% |
| Gross operating margin | 9900 | €252,872 | €252,171 | -€701 | -0.3% |
| Operating profit (loss) | 9901 | €32,302 | €14,003 | -€18,299 | -56.7% |
| Financial income | 75/76B | €1,961 | €2,025 | +€63 | +3.2% |
| Recurring financial income | 75 | €1,961 | €2,025 | +€63 | +3.2% |
| Financial charges | 65/66B | €1,101 | €1,231 | +€130 | +11.8% |
| Recurring financial charges | 65 | €1,101 | €1,231 | +€130 | +11.8% |
| Profit (loss) for the period before taxes | 9903 | €33,162 | €14,796 | -€18,366 | -55.4% |
| Income taxes | 67/77 | €3,220 | €1,383 | -€1,837 | -57.1% |
| Profit (loss) for the period | 9904 | €29,942 | €13,413 | -€16,529 | -55.2% |
| Profit (loss) for the period to be appropriated | 9905 | €29,942 | €13,413 | -€16,529 | -55.2% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.