ACTEAM ASSURANCES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ACTEAM ASSURANCES
Largest movements
- Cash +€113
new in 2025: €113
mainly Net result for the year (+€2,930)
- Profit (loss) carried forward +€2,930
up €2,930 (+29.2%), from -€10,045 to -€7,115
- Short-term financial debts -€2,817
no longer reported in 2025 (was €2,817)
- Gross operating margin +€2,772
up €2,772 (+1,345%), from €206 to €2,978
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | - | €113 | +€113 | |
| Current assets | 29/58 | - | €113 | +€113 | |
| Cash at bank and in hand | 54/58 | - | €113 | +€113 | |
| Total equity and liabilities | 10/49 | €0 | €113 | +€113 | |
| Equity | 10/15 | -€3,845 | -€915 | +€2,930 | +76.2% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Capital | 10 | €6,200 | €6,200 | = | 0.0% |
| Issued capital | 100 | €18,600 | €18,600 | = | 0.0% |
| Uncalled capital | 101 | €12,400 | €12,400 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€10,045 | -€7,115 | +€2,930 | +29.2% |
| Amounts payable | 17/49 | €3,845 | €1,029 | -€2,817 | -73.3% |
| Amounts payable within one year | 42/48 | €3,845 | €1,029 | -€2,817 | -73.3% |
| Financial debts | 43 | €2,817 | - | -€2,817 | |
| Credit institutions | 430/8 | €2,817 | - | -€2,817 | |
| Trade debts | 44 | €1,029 | €1,029 | = | 0.0% |
| Suppliers | 440/4 | €1,029 | €1,029 | = | 0.0% |
| Gross operating margin | 9900 | €206 | €2,978 | +€2,772 | +1,345% |
| Operating profit (loss) | 9901 | €206 | €2,978 | +€2,772 | +1,345% |
| Financial charges | 65/66B | €41 | €48 | +€7 | +16.0% |
| Recurring financial charges | 65 | €41 | €48 | +€7 | +16.0% |
| Profit (loss) for the period before taxes | 9903 | €165 | €2,930 | +€2,765 | +1,678% |
| Profit (loss) for the period | 9904 | €165 | €2,930 | +€2,765 | +1,678% |
| Profit (loss) for the period to be appropriated | 9905 | €165 | €2,930 | +€2,765 | +1,678% |
Source: filed annual accounts (NBB), financial years ended 31 October 2024 and 31 October 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.