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ACLE Titres-Services: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ACLE Titres-Services

BE 0803.751.995
NACE 96.910, Personal service activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€84,382
2024 · -€50,639+€135,021
Equity
€152,942
2024 · €68,560+€84,382
Cash
€378,683
2024 · €314,708+€63,974
Balance sheet total
€520,705
2024 · €386,660+€134,045

Largest movements

2024 to 2025
Assets
  • Cash +€63,974

    up €63,974 (+20.3%), from €314,708 to €378,683

    mainly Net result for the year (+€84,382) and Tax, wage and social debts (+€35,545)

  • Deferred charges and accrued income +€50,758

    up €50,758 (+557.4%), from €9,106 to €59,865

  • Receivables within one year +€24,489

    up €24,489 (+51.9%), from €47,166 to €71,655

    of which Trade receivables: +€15,247

Equity and liabilities
  • Profit (loss) carried forward +€84,382

    up €84,382, from -€50,639 to €33,743

  • Tax, wage and social debts +€35,545

    up €35,545 (+51.5%), from €69,052 to €104,598

    of which Remuneration and social security: +€35,148

  • Other debts +€29,792

    up €29,792 (+235.8%), from €12,635 to €42,427

  • Trade debts -€21,115

    down €21,115 (-96.7%), from €21,840 to €725

  • Debts after one year +€10,000

    up €10,000 (+5.0%), from €200,000 to €210,000

Income statement
  • Gross operating margin +€413,989

    up €413,989 (+53.4%), from €775,643 to €1.2m

  • Staff costs +€278,328

    up €278,328 (+34.2%), from €814,321 to €1.1m

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€50,639
Gross operating margin +€413,989
Staff costs -€278,328
Depreciation +€238
Other operating charges -€1,801
Financial income +€1,166
Financial charges -€244
Result 2025 €84,382

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€55,153
Investment -€1,179
Financing +€10,000
Cash 2024 €314,708
Net result for the year +€84,382
Depreciation +€6,356
Receivables within one year -€24,489
Deferred charges and accrued income -€50,758
Trade debts -€21,115
Tax, wage and social debts +€35,545
Other debts +€29,792
Accrued charges and deferred income -€4,559
Investment in fixed assets (net) -€1,179
Debts after one year +€10,000
Cash 2025 €378,683
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €386,660 €520,705 +€134,045 +34.7%
Fixed assets 21/28 €15,679 €10,502 -€5,177 -33.0%
Tangible fixed assets 22/27 €15,316 €10,139 -€5,177 -33.8%
Plant, machinery and equipment 23 €3,175 €2,512 -€662 -20.9%
Furniture and vehicles 24 €12,142 €7,627 -€4,515 -37.2%
Financial fixed assets 28 €363 €363 = 0.0%
Current assets 29/58 €370,981 €510,203 +€139,222 +37.5%
Amounts receivable within one year 40/41 €47,166 €71,655 +€24,489 +51.9%
Trade receivables 40 €35,238 €50,484 +€15,247 +43.3%
Other amounts receivable 41 €11,928 €21,171 +€9,243 +77.5%
Cash at bank and in hand 54/58 €314,708 €378,683 +€63,974 +20.3%
Deferred charges and accrued income 490/1 €9,106 €59,865 +€50,758 +557.4%
Total equity and liabilities 10/49 €386,660 €520,705 +€134,045 +34.7%
Equity 10/15 €68,560 €152,942 +€84,382 +123.1%
Contributions 10/11 €103,200 €103,200 = 0.0%
Revaluation surpluses 12 €11,549 €7,099 -€4,450 -38.5%
Reserves 13 €4,450 €8,900 +€4,450 +100.0%
Distributable reserves 133 €4,450 €8,900 +€4,450 +100.0%
Profit (loss) carried forward 14 -€50,639 €33,743 +€84,382
Amounts payable 17/49 €318,100 €367,763 +€49,663 +15.6%
Amounts payable after more than one year 17 €200,000 €210,000 +€10,000 +5.0%
Other amounts payable 178/9 €200,000 €210,000 +€10,000 +5.0%
Amounts payable within one year 42/48 €103,527 €147,750 +€44,222 +42.7%
Trade debts 44 €21,840 €725 -€21,115 -96.7%
Suppliers 440/4 €21,840 €725 -€21,115 -96.7%
Taxes, remuneration and social security 45 €69,052 €104,598 +€35,545 +51.5%
Taxes 450/3 €1,971 €2,368 +€397 +20.1%
Remuneration and social security 454/9 €67,081 €102,229 +€35,148 +52.4%
Other amounts payable 47/48 €12,635 €42,427 +€29,792 +235.8%
Accrued charges and deferred income 492/3 €14,573 €10,013 -€4,559 -31.3%
Remuneration, social security and pensions 62 €814,321 €1,092,649 +€278,328 +34.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,594 €6,356 -€238 -3.6%
Other operating charges 640/8 €916 €2,717 +€1,801 +196.6%
Gross operating margin 9900 €775,643 €1,189,632 +€413,989 +53.4%
Operating profit (loss) 9901 -€46,188 €87,910 +€134,098
Financial income 75/76B €609 €1,776 +€1,166 +191.5%
Recurring financial income 75 €609 €1,776 +€1,166 +191.5%
Financial charges 65/66B €5,060 €5,304 +€244 +4.8%
Recurring financial charges 65 €5,060 €5,304 +€244 +4.8%
Profit (loss) for the period before taxes 9903 -€50,639 €84,382 +€135,021
Profit (loss) for the period 9904 -€50,639 €84,382 +€135,021
Profit (loss) for the period to be appropriated 9905 -€50,639 €84,382 +€135,021

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.