Skip to content

ACIO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ACIO

BE 0764.724.343
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€5,810
2024 · €63,763-€57,953
Equity
€50,625
2024 · €44,815+€5,810
Cash
€37,606
2024 · €33,235+€4,371
Balance sheet total
€410,776
2024 · €415,697-€4,920

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€114,235

    up €114,235 (+58.9%), from €193,902 to €308,137

    of which Trade receivables: +€114,219

  • Stocks and contracts -€108,255

    down €108,255 (-88.8%), from €121,905 to €13,650

  • Tangible fixed assets -€11,715

    down €11,715 (-23.2%), from €50,460 to €38,745

    of which Plant, machinery and equipment: -€7,811

  • Cash +€4,371

    up €4,371 (+13.2%), from €33,235 to €37,606

    mainly Stocks and contracts (+€108,255) and Tax, wage and social debts (+€53,942)

Equity and liabilities
  • Tax, wage and social debts +€53,942

    up €53,942 (+154.6%), from €34,886 to €88,828

    of which Taxes: +€33,278

  • Debts after one year -€30,067

    down €30,067 (-33.4%), from €90,000 to €59,933

  • Other debts -€24,827

    down €24,827 (-70.7%), from €35,107 to €10,279

  • Trade debts -€14,891

    down €14,891 (-7.2%), from €205,914 to €191,024

  • Current portion of long-term debt +€8,088

    new in 2025: €8,088

Income statement
  • Gross operating margin +€149,206

    up €149,206 (+86.5%), from €172,433 to €321,640

  • Staff costs +€112,312

    up €112,312 (+169.0%), from €66,457 to €178,768

  • Write-downs +€28,658

    up €28,658 (+765.9%), from €3,742 to €32,400

  • Financial charges +€20,790

    up €20,790 (+579.8%), from €3,586 to €24,376

  • Depreciation +€4,045

    up €4,045 (+21.0%), from €19,228 to €23,273

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €63,763
Gross operating margin +€149,206
Staff costs -€112,312
Depreciation -€4,045
Write-downs -€28,658
Other operating charges -€1,329
Other operating items -€38,870
Financial income +€229
Financial charges -€20,790
Taxes -€1,385
Result 2025 €5,810

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€36,198
Investment -€9,848
Financing -€21,979
Cash 2024 €33,235
Net result for the year +€5,810
Depreciation +€23,273
Stocks and contracts +€108,255
Receivables within one year -€114,235
Deferred charges and accrued income +€1,846
Trade debts -€14,891
Tax, wage and social debts +€53,942
Other debts -€24,827
Accrued charges and deferred income -€2,975
Investment in fixed assets (net) -€9,848
Debts after one year -€30,067
Current portion of long-term debt +€8,088
Cash 2025 €37,606
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €415,697 €410,776 -€4,920 -1.2%
Fixed assets 21/28 €55,254 €41,829 -€13,425 -24.3%
Intangible fixed assets 21 €4,794 €3,084 -€1,710 -35.7%
Tangible fixed assets 22/27 €50,460 €38,745 -€11,715 -23.2%
Plant, machinery and equipment 23 €15,786 €7,975 -€7,811 -49.5%
Furniture and vehicles 24 €34,674 €30,770 -€3,905 -11.3%
Current assets 29/58 €360,443 €368,948 +€8,505 +2.4%
Stocks and contracts in progress 3 €121,905 €13,650 -€108,255 -88.8%
Stocks 30/36 €121,905 €13,650 -€108,255 -88.8%
Amounts receivable within one year 40/41 €193,902 €308,137 +€114,235 +58.9%
Trade receivables 40 €193,902 €308,121 +€114,219 +58.9%
Other amounts receivable 41 - €16 +€16
Cash at bank and in hand 54/58 €33,235 €37,606 +€4,371 +13.2%
Deferred charges and accrued income 490/1 €11,401 €9,555 -€1,846 -16.2%
Total equity and liabilities 10/49 €415,697 €410,776 -€4,920 -1.2%
Equity 10/15 €44,815 €50,625 +€5,810 +13.0%
Contributions 10/11 €20,000 €20,000 = 0.0%
Reserves 13 - €5,810 +€5,810
Distributable reserves 133 - €5,810 +€5,810
Profit (loss) carried forward 14 €24,815 €24,815 = 0.0%
Amounts payable 17/49 €370,882 €360,152 -€10,730 -2.9%
Amounts payable after more than one year 17 €90,000 €59,933 -€30,067 -33.4%
Financial debts 170/4 €90,000 €59,933 -€30,067 -33.4%
Amounts payable within one year 42/48 €275,907 €298,219 +€22,312 +8.1%
Current portion of amounts payable after more than one year 42 - €8,088 +€8,088
Trade debts 44 €205,914 €191,024 -€14,891 -7.2%
Suppliers 440/4 €205,914 €191,024 -€14,891 -7.2%
Taxes, remuneration and social security 45 €34,886 €88,828 +€53,942 +154.6%
Taxes 450/3 €18,943 €52,221 +€33,278 +175.7%
Remuneration and social security 454/9 €15,943 €36,607 +€20,664 +129.6%
Other amounts payable 47/48 €35,107 €10,279 -€24,827 -70.7%
Accrued charges and deferred income 492/3 €4,975 €2,000 -€2,975 -59.8%
Remuneration, social security and pensions 62 €66,457 €178,768 +€112,312 +169.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €19,228 €23,273 +€4,045 +21.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €3,742 €32,400 +€28,658 +765.9%
Other operating charges 640/8 €12,264 €13,593 +€1,329 +10.8%
Non-recurring operating charges 66A - €38,870 +€38,870
Gross operating margin 9900 €172,433 €321,640 +€149,206 +86.5%
Operating profit (loss) 9901 €70,743 €34,735 -€36,008 -50.9%
Financial income 75/76B €138 €367 +€229 +166.2%
Recurring financial income 75 €138 €367 +€229 +166.2%
Financial charges 65/66B €3,586 €24,376 +€20,790 +579.8%
Recurring financial charges 65 €3,586 €24,376 +€20,790 +579.8%
Profit (loss) for the period before taxes 9903 €67,295 €10,727 -€56,568 -84.1%
Income taxes 67/77 €3,533 €4,917 +€1,385 +39.2%
Profit (loss) for the period 9904 €63,763 €5,810 -€57,953 -90.9%
Profit (loss) for the period to be appropriated 9905 €63,763 €5,810 -€57,953 -90.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.