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ACDS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ACDS

BE 0687.914.892
NACE 10.712, Artisanal bread and fresh pastry making
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€99,389
2024 · €48,769-€148,158
Equity
€149,223
2024 · €248,611-€99,389
Cash
€59,979
2024 · €35,710+€24,269
Balance sheet total
€588,520
2024 · €674,549-€86,029

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€67,121

    down €67,121 (-14.9%), from €451,410 to €384,289

    of which Plant, machinery and equipment: -€57,794

  • Receivables within one year -€28,947

    down €28,947 (-36.7%), from €78,876 to €49,928

    of which Trade receivables: -€32,686

  • Cash +€24,269

    up €24,269 (+68.0%), from €35,710 to €59,979

    mainly Depreciation (+€104,168) and Trade debts (+€33,493)

  • Stocks and contracts -€15,278

    down €15,278 (-16.5%), from €92,576 to €77,298

Equity and liabilities
  • Reserves -€99,389

    down €99,389 (-43.2%), from €230,011 to €130,623

  • Debts after one year -€35,763

    down €35,763 (-24.0%), from €149,300 to €113,537

  • Trade debts +€33,493

    up €33,493 (+20.5%), from €163,039 to €196,531

  • Short-term financial debts +€13,631

    new in 2025: €13,631

  • Current portion of long-term debt +€8,084

    up €8,084 (+18.7%), from €43,212 to €51,296

Income statement
  • Gross operating margin -€248,230

    down €248,230 (-23.7%), from €1.0m to €800,203

  • Staff costs -€104,706

    down €104,706 (-11.8%), from €888,537 to €783,831

  • Depreciation +€14,475

    up €14,475 (+16.1%), from €89,693 to €104,168

  • Taxes -€13,090

    down €13,090 (-96.1%), from €13,618 to €528

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €48,769
Gross operating margin -€248,230
Staff costs +€104,706
Depreciation -€14,475
Other operating charges -€2,069
Financial income +€45
Financial charges -€1,224
Taxes +€13,090
Result 2025 -€99,389

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€75,365
Investment -€37,047
Financing -€14,048
Cash 2024 €35,710
Net result for the year -€99,389
Depreciation +€104,168
Stocks and contracts +€15,278
Receivables within one year +€28,947
Deferred charges and accrued income -€1,048
Trade debts +€33,493
Tax, wage and social debts -€6,085
Investment in fixed assets (net) -€37,047
Debts after one year -€35,763
Current portion of long-term debt +€8,084
Short-term financial debts +€13,631
Cash 2025 €59,979
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €674,549 €588,520 -€86,029 -12.8%
Fixed assets 21/28 €459,085 €391,964 -€67,121 -14.6%
Tangible fixed assets 22/27 €451,410 €384,289 -€67,121 -14.9%
Plant, machinery and equipment 23 €371,301 €313,507 -€57,794 -15.6%
Furniture and vehicles 24 €33,233 €18,364 -€14,869 -44.7%
Other tangible fixed assets 26 €46,876 €52,418 +€5,542 +11.8%
Financial fixed assets 28 €7,675 €7,675 = 0.0%
Current assets 29/58 €215,464 €196,556 -€18,908 -8.8%
Stocks and contracts in progress 3 €92,576 €77,298 -€15,278 -16.5%
Stocks 30/36 €92,576 €77,298 -€15,278 -16.5%
Amounts receivable within one year 40/41 €78,876 €49,928 -€28,947 -36.7%
Trade receivables 40 €68,129 €35,443 -€32,686 -48.0%
Other amounts receivable 41 €10,747 €14,485 +€3,739 +34.8%
Cash at bank and in hand 54/58 €35,710 €59,979 +€24,269 +68.0%
Deferred charges and accrued income 490/1 €8,303 €9,351 +€1,048 +12.6%
Total equity and liabilities 10/49 €674,549 €588,520 -€86,029 -12.8%
Equity 10/15 €248,611 €149,223 -€99,389 -40.0%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €230,011 €130,623 -€99,389 -43.2%
Distributable reserves 133 €230,011 €130,623 -€99,389 -43.2%
Amounts payable 17/49 €425,938 €439,297 +€13,360 +3.1%
Amounts payable after more than one year 17 €149,300 €113,537 -€35,763 -24.0%
Financial debts 170/4 €149,300 €113,537 -€35,763 -24.0%
Amounts payable within one year 42/48 €276,637 €325,760 +€49,123 +17.8%
Current portion of amounts payable after more than one year 42 €43,212 €51,296 +€8,084 +18.7%
Financial debts 43 - €13,631 +€13,631
Credit institutions 430/8 - €13,631 +€13,631
Trade debts 44 €163,039 €196,531 +€33,493 +20.5%
Suppliers 440/4 €163,039 €196,531 +€33,493 +20.5%
Taxes, remuneration and social security 45 €70,386 €64,302 -€6,085 -8.6%
Taxes 450/3 €1,114 €3,235 +€2,121 +190.4%
Remuneration and social security 454/9 €69,272 €61,067 -€8,206 -11.8%
Remuneration, social security and pensions 62 €888,537 €783,831 -€104,706 -11.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €89,693 €104,168 +€14,475 +16.1%
Other operating charges 640/8 €1,336 €3,405 +€2,069 +154.9%
Gross operating margin 9900 €1,048,433 €800,203 -€248,230 -23.7%
Operating profit (loss) 9901 €68,867 -€91,201 -€160,069
Financial income 75/76B - €45 +€45
Recurring financial income 75 - €45 +€45
Financial charges 65/66B €6,480 €7,704 +€1,224 +18.9%
Recurring financial charges 65 €6,480 €7,704 +€1,224 +18.9%
Profit (loss) for the period before taxes 9903 €62,387 -€98,861 -€161,248
Income taxes 67/77 €13,618 €528 -€13,090 -96.1%
Profit (loss) for the period 9904 €48,769 -€99,389 -€148,158
Profit (loss) for the period to be appropriated 9905 €48,769 -€99,389 -€148,158

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.