Accès Habitat: what changed
What changed
Accès Habitat
NACE 68.122, Development of non-residential building projects
filed annual accounts (NBB)
Net result for the year
-€354,638
2024 · €420,351-€774,989
Equity
€158,160
2024 · €512,797-€354,638
Cash
€344,557
2024 · €936,092-€591,535
Balance sheet total
€11.1m
2024 · €6.1m+€5.0m
Largest movements
Assets
- Stocks and contracts +€4.3m
up €4.3m (+94.2%), from €4.6m to €8.9m
- Tangible fixed assets +€1.2m
up €1.2m (+5,671%), from €21,834 to €1.3m
of which Land and buildings: +€1.2m
- Cash -€591,535
down €591,535 (-63.2%), from €936,092 to €344,557
mainly Stocks and contracts (-€4.3m) and Investment in fixed assets (net) (-€1.3m)
Equity and liabilities
- Short-term financial debts +€4.6m
up €4.6m (+155%), from €3.0m to €7.6m
- Other debts +€395,042
up €395,042 (+92.7%), from €426,324 to €821,366
- Reserves -€354,638
down €354,638 (-73.5%), from €482,797 to €128,160
- Debts after one year +€228,526
up €228,526 (+13.8%), from €1.7m to €1.9m
Income statement
- Gross operating margin -€941,274
down €941,274, from €826,043 to -€115,231
- Taxes -€126,391
down €126,391 (-99.2%), from €127,431 to €1,040
- Financial income +€49,661
up €49,661 (+1,863%), from €2,666 to €52,327
- Financial charges -€34,337
down €34,337 (-30.8%), from €111,348 to €77,011
- Staff costs +€24,342
up €24,342 (+19.4%), from €125,703 to €150,045
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€420,351
Gross operating margin
-€941,274
Staff costs
-€24,342
Depreciation
-€12,801
Other operating charges
-€6,960
Financial income
+€49,661
Financial charges
+€34,337
Taxes
+€126,391
Result 2025
-€354,638
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€4.1m
Investment
-€1.3m
Financing
+€4.9m
Cash 2024
€936,092
From operations (derived)
-€4.1m
Net result for the year
-€354,638
Depreciation
+€18,552
Stocks and contracts
-€4.3m
Receivables within one year
+€65,914
Deferred charges and accrued income
+€23,069
Trade debts
+€32,562
Smaller working-capital items
+€13,592
Other debts
+€395,042
Investment (derived)
-€1.3m
Investment in fixed assets (net)
-€1.3m
Financing
+€4.9m
Debts after one year
+€228,526
Current portion of long-term debt
+€35,474
Short-term financial debts
+€4.6m
Cash 2025
€344,557
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €6,088,902 | €11,059,012 | +€5.0m | +81.6% |
| Fixed assets | 21/28 | €23,029 | €1,350,728 | +€1.3m | +5,765% |
| Tangible fixed assets | 22/27 | €21,834 | €1,259,978 | +€1.2m | +5,671% |
| Land and buildings | 22 | - | €1,238,306 | +€1.2m | |
| Furniture and vehicles | 24 | €18,834 | €21,672 | +€2,838 | +15.1% |
| Assets under construction and advance payments | 27 | €3,000 | - | -€3,000 | |
| Financial fixed assets | 28 | €1,195 | €90,750 | +€89,555 | +7,492% |
| Current assets | 29/58 | €6,065,873 | €9,708,283 | +€3.6m | +60.0% |
| Stocks and contracts in progress | 3 | €4,590,216 | €8,913,144 | +€4.3m | +94.2% |
| Stocks | 30/36 | €4,590,216 | €8,913,144 | +€4.3m | +94.2% |
| Amounts receivable within one year | 40/41 | €474,802 | €408,888 | -€65,914 | -13.9% |
| Trade receivables | 40 | €415,450 | €153,530 | -€261,920 | -63.0% |
| Other amounts receivable | 41 | €59,352 | €255,358 | +€196,006 | +330% |
| Cash at bank and in hand | 54/58 | €936,092 | €344,557 | -€591,535 | -63.2% |
| Deferred charges and accrued income | 490/1 | €64,763 | €41,695 | -€23,069 | -35.6% |
| Total equity and liabilities | 10/49 | €6,088,902 | €11,059,012 | +€5.0m | +81.6% |
| Equity | 10/15 | €512,797 | €158,160 | -€354,638 | -69.2% |
| Contributions | 10/11 | €30,000 | €30,000 | = | 0.0% |
| Reserves | 13 | €482,797 | €128,160 | -€354,638 | -73.5% |
| Distributable reserves | 133 | €482,797 | €128,160 | -€354,638 | -73.5% |
| Provisions and deferred taxes | 16 | €19,000 | €19,000 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €19,000 | €19,000 | = | 0.0% |
| Other liabilities and charges | 164/5 | €19,000 | €19,000 | = | 0.0% |
| Amounts payable | 17/49 | €5,557,105 | €10,881,852 | +€5.3m | +95.8% |
| Amounts payable after more than one year | 17 | €1,655,000 | €1,883,526 | +€228,526 | +13.8% |
| Financial debts | 170/4 | €1,655,000 | €1,883,526 | +€228,526 | +13.8% |
| Amounts payable within one year | 42/48 | €3,881,045 | €8,971,926 | +€5.1m | +131% |
| Current portion of amounts payable after more than one year | 42 | - | €35,474 | +€35,474 | |
| Financial debts | 43 | €2,978,141 | €7,597,692 | +€4.6m | +155% |
| Credit institutions | 430/8 | €2,978,141 | €7,597,692 | +€4.6m | +155% |
| Trade debts | 44 | €429,888 | €462,449 | +€32,562 | +7.6% |
| Suppliers | 440/4 | €429,888 | €462,449 | +€32,562 | +7.6% |
| Taxes, remuneration and social security | 45 | €46,693 | €54,944 | +€8,251 | +17.7% |
| Taxes | 450/3 | €29,301 | €33,226 | +€3,925 | +13.4% |
| Remuneration and social security | 454/9 | €17,392 | €21,719 | +€4,327 | +24.9% |
| Other amounts payable | 47/48 | €426,324 | €821,366 | +€395,042 | +92.7% |
| Accrued charges and deferred income | 492/3 | €21,060 | €26,400 | +€5,340 | +25.4% |
| Remuneration, social security and pensions | 62 | €125,703 | €150,045 | +€24,342 | +19.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,751 | €18,552 | +€12,801 | +223% |
| Other operating charges | 640/8 | €38,125 | €45,085 | +€6,960 | +18.3% |
| Gross operating margin | 9900 | €826,043 | -€115,231 | -€941,274 | |
| Operating profit (loss) | 9901 | €656,464 | -€328,913 | -€985,377 | |
| Financial income | 75/76B | €2,666 | €52,327 | +€49,661 | +1,863% |
| Recurring financial income | 75 | €2,666 | €52,327 | +€49,661 | +1,863% |
| Financial charges | 65/66B | €111,348 | €77,011 | -€34,337 | -30.8% |
| Recurring financial charges | 65 | €111,348 | €77,011 | -€34,337 | -30.8% |
| Profit (loss) for the period before taxes | 9903 | €547,783 | -€353,597 | -€901,380 | |
| Income taxes | 67/77 | €127,431 | €1,040 | -€126,391 | -99.2% |
| Profit (loss) for the period | 9904 | €420,351 | -€354,638 | -€774,989 | |
| Profit (loss) for the period to be appropriated | 9905 | €420,351 | -€354,638 | -€774,989 |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.