ABZ Transfert: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ABZ Transfert
Largest movements
- Receivables within one year +€24,348
up €24,348 (+496%), from €4,904 to €29,253
of which Trade receivables: +€23,968
- Cash -€844
down €844 (-19.6%), from €4,314 to €3,469
mainly Receivables within one year (-€24,348)
- Profit (loss) carried forward +€11,842
up €11,842 (+311%), from €3,802 to €15,643
- Other debts +€6,537
up €6,537 (+282%), from €2,317 to €8,854
- Tax, wage and social debts +€3,232
up €3,232 (+540%), from €599 to €3,831
- Trade debts +€1,894
new in 2025: €1,894
- Gross operating margin +€12,266
up €12,266 (+410%), from €2,995 to €15,261
- Taxes +€2,633
up €2,633 (+440%), from €599 to €3,232
- Financial charges +€187
new in 2025: €187
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €9,218 | €32,722 | +€23,504 | +255% |
| Current assets | 29/58 | €9,218 | €32,722 | +€23,504 | +255% |
| Amounts receivable within one year | 40/41 | €4,904 | €29,253 | +€24,348 | +496% |
| Trade receivables | 40 | €4,663 | €28,631 | +€23,968 | +514% |
| Other amounts receivable | 41 | €241 | €622 | +€381 | +158% |
| Cash at bank and in hand | 54/58 | €4,314 | €3,469 | -€844 | -19.6% |
| Total equity and liabilities | 10/49 | €9,218 | €32,722 | +€23,504 | +255% |
| Equity | 10/15 | €6,302 | €18,143 | +€11,842 | +188% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €3,802 | €15,643 | +€11,842 | +311% |
| Amounts payable | 17/49 | €2,916 | €14,579 | +€11,663 | +400% |
| Amounts payable within one year | 42/48 | €2,916 | €14,579 | +€11,663 | +400% |
| Trade debts | 44 | - | €1,894 | +€1,894 | |
| Suppliers | 440/4 | - | €1,894 | +€1,894 | |
| Taxes, remuneration and social security | 45 | €599 | €3,831 | +€3,232 | +540% |
| Taxes | 450/3 | €599 | €3,831 | +€3,232 | +540% |
| Other amounts payable | 47/48 | €2,317 | €8,854 | +€6,537 | +282% |
| Gross operating margin | 9900 | €2,995 | €15,261 | +€12,266 | +410% |
| Operating profit (loss) | 9901 | €2,995 | €15,261 | +€12,266 | +410% |
| Financial charges | 65/66B | - | €187 | +€187 | |
| Recurring financial charges | 65 | - | €187 | +€187 | |
| Profit (loss) for the period before taxes | 9903 | €2,995 | €15,073 | +€12,078 | +403% |
| Income taxes | 67/77 | €599 | €3,232 | +€2,633 | +440% |
| Profit (loss) for the period | 9904 | €2,396 | €11,842 | +€9,446 | +394% |
| Profit (loss) for the period to be appropriated | 9905 | €2,396 | €11,842 | +€9,446 | +394% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.