AB Invest: what changed
AB Invest
Largest movements
- Receivables within one year -€10,000
no longer reported in 2025 (was €10,000)
of which Trade receivables: -€8,264
- Trade debts -€30,875
down €30,875 (-98.1%), from €31,470 to €595
- Other debts +€27,360
up €27,360 (+26.8%), from €102,077 to €129,437
- Profit (loss) carried forward -€12,477
down €12,477 (-2.5%), from €491,383 to €478,906
- Short-term financial debts +€8,002
new in 2025: €8,002
- Gross operating margin -€14,332
down €14,332, from €13,394 to -€938
- Financial charges +€2,651
up €2,651 (+32.8%), from €8,084 to €10,736
- Taxes -€986
down €986 (-77.6%), from €1,270 to €284
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €635,061 | €625,000 | -€10,061 | -1.6% |
| Fixed assets | 21/28 | €625,000 | €625,000 | = | 0.0% |
| Financial fixed assets | 28 | €625,000 | €625,000 | = | 0.0% |
| Current assets | 29/58 | €10,061 | - | -€10,061 | |
| Amounts receivable within one year | 40/41 | €10,000 | - | -€10,000 | |
| Trade receivables | 40 | €8,264 | - | -€8,264 | |
| Other amounts receivable | 41 | €1,736 | - | -€1,736 | |
| Cash at bank and in hand | 54/58 | €61 | - | -€61 | |
| Total equity and liabilities | 10/49 | €635,061 | €625,000 | -€10,061 | -1.6% |
| Equity | 10/15 | €499,443 | €486,966 | -€12,477 | -2.5% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €491,383 | €478,906 | -€12,477 | -2.5% |
| Amounts payable | 17/49 | €135,618 | €138,034 | +€2,416 | +1.8% |
| Amounts payable within one year | 42/48 | €135,618 | €138,034 | +€2,416 | +1.8% |
| Financial debts | 43 | - | €8,002 | +€8,002 | |
| Credit institutions | 430/8 | - | €8,002 | +€8,002 | |
| Trade debts | 44 | €31,470 | €595 | -€30,875 | -98.1% |
| Suppliers | 440/4 | €31,470 | €595 | -€30,875 | -98.1% |
| Taxes, remuneration and social security | 45 | €2,071 | - | -€2,071 | |
| Taxes | 450/3 | €2,071 | - | -€2,071 | |
| Other amounts payable | 47/48 | €102,077 | €129,437 | +€27,360 | +26.8% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Other operating charges | 640/8 | €651 | €519 | -€132 | -20.2% |
| Gross operating margin | 9900 | €13,394 | -€938 | -€14,332 | |
| Operating profit (loss) | 9901 | €12,743 | -€1,457 | -€14,200 | |
| Financial charges | 65/66B | €8,084 | €10,736 | +€2,651 | +32.8% |
| Recurring financial charges | 65 | €8,084 | €10,736 | +€2,651 | +32.8% |
| Profit (loss) for the period before taxes | 9903 | €4,659 | -€12,193 | -€16,852 | |
| Income taxes | 67/77 | €1,270 | €284 | -€986 | -77.6% |
| Profit (loss) for the period | 9904 | €3,389 | -€12,477 | -€15,866 | |
| Profit (loss) for the period to be appropriated | 9905 | €3,389 | -€12,477 | -€15,866 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.