AAAA FINANCIAL SERVICES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AAAA FINANCIAL SERVICES
Largest movements
- Tangible fixed assets -€113,246
down €113,246 (-92.5%), from €122,441 to €9,194
of which Furniture and vehicles: -€112,050
- Receivables within one year +€20,678
up €20,678 (+58.1%), from €35,576 to €56,254
of which Trade receivables: +€27,204
- Financial fixed assets -€3,624
no longer reported in 2025 (was €3,624)
- Other debts -€46,801
down €46,801 (-30.9%), from €151,291 to €104,490
- Profit (loss) carried forward -€30,303
down €30,303 (-127%), from -€23,780 to -€54,083
- Tax, wage and social debts -€13,572
down €13,572 (-99.3%), from €13,661 to €89
- Trade debts -€2,774
down €2,774 (-51.5%), from €5,389 to €2,615
- Accrued charges and deferred income -€1,920
no longer reported in 2025 (was €1,920)
- Gross operating margin +€98,693
up €98,693, from -€84,214 to €14,479
- Other operating charges -€4,351
down €4,351 (-80.2%), from €5,423 to €1,072
- Financial charges -€929
down €929 (-59.8%), from €1,553 to €624
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €162,741 | €67,371 | -€95,370 | -58.6% |
| Fixed assets | 21/28 | €126,064 | €9,194 | -€116,870 | -92.7% |
| Tangible fixed assets | 22/27 | €122,441 | €9,194 | -€113,246 | -92.5% |
| Furniture and vehicles | 24 | €116,716 | €4,666 | -€112,050 | -96.0% |
| Other tangible fixed assets | 26 | €5,724 | €4,528 | -€1,196 | -20.9% |
| Financial fixed assets | 28 | €3,624 | - | -€3,624 | |
| Current assets | 29/58 | €36,676 | €58,176 | +€21,500 | +58.6% |
| Amounts receivable within one year | 40/41 | €35,576 | €56,254 | +€20,678 | +58.1% |
| Trade receivables | 40 | €28,595 | €55,799 | +€27,204 | +95.1% |
| Other amounts receivable | 41 | €6,981 | €456 | -€6,525 | -93.5% |
| Cash at bank and in hand | 54/58 | €1,100 | €1,922 | +€822 | +74.7% |
| Total equity and liabilities | 10/49 | €162,741 | €67,371 | -€95,370 | -58.6% |
| Equity | 10/15 | -€9,520 | -€39,823 | -€30,303 | -318% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€23,780 | -€54,083 | -€30,303 | -127% |
| Amounts payable | 17/49 | €172,261 | €107,194 | -€65,067 | -37.8% |
| Amounts payable within one year | 42/48 | €170,341 | €107,194 | -€63,147 | -37.1% |
| Trade debts | 44 | €5,389 | €2,615 | -€2,774 | -51.5% |
| Suppliers | 440/4 | €5,389 | €2,615 | -€2,774 | -51.5% |
| Taxes, remuneration and social security | 45 | €13,661 | €89 | -€13,572 | -99.3% |
| Taxes | 450/3 | €13,661 | €89 | -€13,572 | -99.3% |
| Other amounts payable | 47/48 | €151,291 | €104,490 | -€46,801 | -30.9% |
| Accrued charges and deferred income | 492/3 | €1,920 | - | -€1,920 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,881 | €2,048 | -€833 | -28.9% |
| Other operating charges | 640/8 | €5,423 | €1,072 | -€4,351 | -80.2% |
| Non-recurring operating charges | 66A | €16,916 | €40,950 | +€24,035 | +142% |
| Gross operating margin | 9900 | -€84,214 | €14,479 | +€98,693 | |
| Operating profit (loss) | 9901 | -€109,434 | -€29,591 | +€79,842 | +73.0% |
| Financial income | 75/76B | €30 | €1 | -€29 | -95.8% |
| Recurring financial income | 75 | €30 | €1 | -€29 | -95.8% |
| Financial charges | 65/66B | €1,553 | €624 | -€929 | -59.8% |
| Recurring financial charges | 65 | €1,553 | €624 | -€929 | -59.8% |
| Profit (loss) for the period before taxes | 9903 | -€110,957 | -€30,214 | +€80,743 | +72.8% |
| Income taxes | 67/77 | €167 | €89 | -€78 | -46.7% |
| Profit (loss) for the period | 9904 | -€111,124 | -€30,303 | +€80,821 | +72.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€111,124 | -€30,303 | +€80,821 | +72.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.