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A9 CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

A9 CONSTRUCT

BE 0631.958.760
NACE 43.320, Joinery installation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1,054
2024 · -€6,087+€7,141
Equity
-€38,781
2024 · -€39,835+€1,054
Cash
€3,864
2024 · €8+€3,856
Balance sheet total
€109,249
2024 · €116,323-€7,074

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€7,819

    down €7,819 (-7.2%), from €109,258 to €101,439

    of which Trade receivables: -€4,058

  • Cash +€3,856

    up €3,856 (+48624.0%), from €8 to €3,864

    mainly Other debts (+€8,205) and Receivables within one year (+€7,819)

  • Tangible fixed assets -€3,220

    down €3,220 (-58.2%), from €5,531 to €2,311

Equity and liabilities
  • Trade debts -€15,574

    down €15,574 (-85.9%), from €18,121 to €2,547

  • Other debts +€8,205

    up €8,205 (+7.5%), from €109,615 to €117,820

Income statement
  • Gross operating margin +€7,083

    up €7,083 (+307.8%), from €2,301 to €9,384

  • Other operating charges +€3,835

    up €3,835 (+889.3%), from €431 to €4,266

  • Financial charges -€3,675

    down €3,675 (-76.0%), from €4,832 to €1,158

    of which Non-recurring financial charges: -€4,264

  • Taxes -€179

    down €179 (-49.0%), from €366 to €187

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€6,087
Gross operating margin +€7,083
Other operating charges -€3,835
Financial income +€39
Financial charges +€3,675
Taxes +€179
Result 2025 €1,054

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€4,601
Investment €0
Financing -€746
Cash 2024 €8
Net result for the year +€1,054
Depreciation +€3,220
Receivables within one year +€7,819
Deferred charges and accrued income -€109
Trade debts -€15,574
Tax, wage and social debts -€14
Other debts +€8,205
Short-term financial debts -€746
Cash 2025 €3,864
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €116,323 €109,249 -€7,074 -6.1%
Fixed assets 21/28 €5,531 €2,311 -€3,220 -58.2%
Tangible fixed assets 22/27 €5,531 €2,311 -€3,220 -58.2%
Furniture and vehicles 24 €5,531 €2,311 -€3,220 -58.2%
Current assets 29/58 €110,792 €106,937 -€3,854 -3.5%
Amounts receivable within one year 40/41 €109,258 €101,439 -€7,819 -7.2%
Trade receivables 40 €27,796 €23,738 -€4,058 -14.6%
Other amounts receivable 41 €81,462 €77,701 -€3,761 -4.6%
Cash at bank and in hand 54/58 €8 €3,864 +€3,856 +48624.0%
Deferred charges and accrued income 490/1 €1,526 €1,635 +€109 +7.1%
Total equity and liabilities 10/49 €116,323 €109,249 -€7,074 -6.1%
Equity 10/15 -€39,835 -€38,781 +€1,054 +2.6%
Contributions 10/11 €18,600 €18,600 = 0.0%
Profit (loss) carried forward 14 -€58,435 -€57,381 +€1,054 +1.8%
Amounts payable 17/49 €156,158 €148,030 -€8,128 -5.2%
Amounts payable after more than one year 17 €27,122 €27,122 = 0.0%
Financial debts 170/4 €27,122 €27,122 = 0.0%
Amounts payable within one year 42/48 €129,036 €120,907 -€8,128 -6.3%
Financial debts 43 €746 - -€746
Credit institutions 430/8 €746 - -€746
Trade debts 44 €18,121 €2,547 -€15,574 -85.9%
Suppliers 440/4 €18,121 €2,547 -€15,574 -85.9%
Taxes, remuneration and social security 45 €554 €540 -€14 -2.5%
Taxes 450/3 €554 €540 -€14 -2.5%
Other amounts payable 47/48 €109,615 €117,820 +€8,205 +7.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,220 €3,220 = 0.0%
Other operating charges 640/8 €431 €4,266 +€3,835 +889.3%
Gross operating margin 9900 €2,301 €9,384 +€7,083 +307.8%
Operating profit (loss) 9901 -€1,350 €1,898 +€3,248
Financial income 75/76B €461 €500 +€39 +8.4%
Recurring financial income 75 €461 €500 +€39 +8.4%
Financial charges 65/66B €4,832 €1,158 -€3,675 -76.0%
Recurring financial charges 65 €568 €1,158 +€589 +103.7%
Non-recurring financial charges 66B €4,264 - -€4,264
Profit (loss) for the period before taxes 9903 -€5,721 €1,241 +€6,961
Income taxes 67/77 €366 €187 -€179 -49.0%
Profit (loss) for the period 9904 -€6,087 €1,054 +€7,141
Profit (loss) for the period to be appropriated 9905 -€6,087 €1,054 +€7,141

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.