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A23: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

A23

BE 0866.967.786
NACE 10.712, Artisanal bread and fresh pastry making
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€52,710
2023 · -€1,306+€54,016
Equity
€480,868
2023 · €428,159+€52,710
Cash
€316,004
2023 · €419,479-€103,475
Balance sheet total
€1.2m
2023 · €1.2m-€63,397

Largest movements

2023 to 2024
Assets
  • Cash -€103,475

    down €103,475 (-24.7%), from €419,479 to €316,004

    mainly Receivables within one year (-€72,931) and Trade debts (-€58,782)

  • Receivables within one year +€72,931

    up €72,931 (+31.0%), from €235,366 to €308,297

    of which Trade receivables: +€64,720

  • Tangible fixed assets -€34,170

    down €34,170 (-6.2%), from €548,280 to €514,110

    of which Land and buildings: -€17,974

Equity and liabilities
  • Trade debts -€58,782

    down €58,782 (-15.2%), from €387,634 to €328,852

  • Profit (loss) carried forward +€52,710

    up €52,710 (+12.9%), from €407,699 to €460,408

  • Debts after one year -€42,816

    down €42,816 (-17.0%), from €251,664 to €208,848

  • Tax, wage and social debts -€15,169

    down €15,169 (-32.1%), from €47,204 to €32,035

Income statement
  • Taxes +€37,302

    new in 2024: €37,302

  • Gross operating margin +€31,681

    up €31,681 (+26.7%), from €118,586 to €150,267

  • Financial charges +€5,292

    up €5,292 (+103.0%), from €5,140 to €10,431

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€1,306
Gross operating margin +€31,681
Depreciation -€892
Other operating charges -€591
Other operating items +€65,490
Financial income +€921
Financial charges -€5,292
Taxes -€37,302
Result 2024 €52,710

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€46,136
Investment -€15,183
Financing -€42,156
Cash 2023 €419,479
Net result for the year +€52,710
Depreciation +€49,353
Receivables within one year -€72,931
Deferred charges and accrued income -€1,317
Trade debts -€58,782
Tax, wage and social debts -€15,169
Investment in fixed assets (net) -€15,183
Debts after one year -€42,816
Current portion of long-term debt +€660
Cash 2024 €316,004
Every line side by side 45 lines
Line Code 2023 2024 Change %
Total assets 20/58 €1,222,306 €1,158,910 -€63,397 -5.2%
Fixed assets 21/28 €548,280 €514,110 -€34,170 -6.2%
Tangible fixed assets 22/27 €548,280 €514,110 -€34,170 -6.2%
Land and buildings 22 €451,034 €433,060 -€17,974 -4.0%
Plant, machinery and equipment 23 €68,451 €63,609 -€4,843 -7.1%
Furniture and vehicles 24 €28,795 €17,441 -€11,354 -39.4%
Current assets 29/58 €674,026 €644,799 -€29,227 -4.3%
Amounts receivable after more than one year 29 €16,952 €16,952 = 0.0%
Other amounts receivable 291 €16,952 €16,952 = 0.0%
Amounts receivable within one year 40/41 €235,366 €308,297 +€72,931 +31.0%
Trade receivables 40 €17,227 €81,946 +€64,720 +375.7%
Other amounts receivable 41 €218,139 €226,351 +€8,212 +3.8%
Cash at bank and in hand 54/58 €419,479 €316,004 -€103,475 -24.7%
Deferred charges and accrued income 490/1 €2,229 €3,546 +€1,317 +59.1%
Total equity and liabilities 10/49 €1,222,306 €1,158,910 -€63,397 -5.2%
Equity 10/15 €428,159 €480,868 +€52,710 +12.3%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Distributable reserves 133 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €407,699 €460,408 +€52,710 +12.9%
Provisions and deferred taxes 16 €65,490 €65,490 = 0.0%
Provisions for liabilities and charges 160/5 €65,490 €65,490 = 0.0%
Major repairs and maintenance 162 €65,490 €65,490 = 0.0%
Amounts payable 17/49 €728,658 €612,551 -€116,106 -15.9%
Amounts payable after more than one year 17 €251,664 €208,848 -€42,816 -17.0%
Financial debts 170/4 €251,664 €208,848 -€42,816 -17.0%
Amounts payable within one year 42/48 €476,994 €403,704 -€73,290 -15.4%
Current portion of amounts payable after more than one year 42 €42,156 €42,816 +€660 +1.6%
Trade debts 44 €387,634 €328,852 -€58,782 -15.2%
Suppliers 440/4 €387,634 €328,852 -€58,782 -15.2%
Taxes, remuneration and social security 45 €47,204 €32,035 -€15,169 -32.1%
Taxes 450/3 €47,204 €32,035 -€15,169 -32.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €48,461 €49,353 +€892 +1.8%
Other operating charges 640/8 €2,305 €2,896 +€591 +25.7%
Non-recurring operating charges 66A €65,490 - -€65,490
Gross operating margin 9900 €118,586 €150,267 +€31,681 +26.7%
Operating profit (loss) 9901 €2,330 €98,018 +€95,688 +4107.1%
Financial income 75/76B €1,504 €2,425 +€921 +61.3%
Recurring financial income 75 €1,504 €2,425 +€921 +61.3%
Financial charges 65/66B €5,140 €10,431 +€5,292 +103.0%
Recurring financial charges 65 €5,140 €10,431 +€5,292 +103.0%
Profit (loss) for the period before taxes 9903 -€1,306 €90,012 +€91,318
Income taxes 67/77 - €37,302 +€37,302
Profit (loss) for the period 9904 -€1,306 €52,710 +€54,016
Profit (loss) for the period to be appropriated 9905 -€1,306 €52,710 +€54,016

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.