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A12: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

A12

BE 0559.974.070
NACE 43.410, Roofing work
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€64,973
2024 · €106,192-€41,219
Equity
€20,460
2024 · €20,460
Cash
€53,189
2024 · €36,674+€16,515
Balance sheet total
€123,248
2024 · €163,420-€40,172

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€55,667

    down €55,667 (-70.7%), from €78,760 to €23,094

    of which Trade receivables: -€52,283

  • Cash +€16,515

    up €16,515 (+45.0%), from €36,674 to €53,189

    mainly Net result for the year (+€64,973) and Receivables within one year (+€55,667)

  • Tangible fixed assets -€6,348

    down €6,348 (-26.3%), from €24,093 to €17,745

  • Stocks and contracts +€6,301

    up €6,301 (+31.2%), from €20,177 to €26,479

Equity and liabilities
  • Other debts -€41,402

    down €41,402 (-32.6%), from €126,981 to €85,579

  • Advances received +€10,070

    new in 2025: €10,070

  • Current portion of long-term debt -€5,716

    down €5,716 (-82.9%), from €6,892 to €1,176

  • Trade debts -€3,823

    down €3,823 (-51.3%), from €7,454 to €3,631

  • Tax, wage and social debts +€1,875

    up €1,875 (+410.1%), from €457 to €2,333

Income statement
  • Gross operating margin -€47,722

    down €47,722 (-35.2%), from €135,526 to €87,804

  • Taxes -€6,136

    down €6,136 (-30.4%), from €20,188 to €14,051

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €106,192
Gross operating margin -€47,722
Depreciation -€244
Other operating charges +€260
Financial income +€89
Financial charges +€261
Taxes +€6,136
Result 2025 €64,973

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€89,651
Investment -€1,271
Financing -€71,865
Cash 2024 €36,674
Net result for the year +€64,973
Depreciation +€7,830
Stocks and contracts -€6,301
Receivables within one year +€55,667
Deferred charges and accrued income +€763
Trade debts -€3,823
Tax, wage and social debts +€1,875
Advances received +€10,070
Other debts -€41,402
Investment in fixed assets (net) -€1,271
Debts after one year -€1,176
Current portion of long-term debt -€5,716
Contributions, distributions and other -€64,973
Cash 2025 €53,189
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €163,420 €123,248 -€40,172 -24.6%
Fixed assets 21/28 €26,409 €19,850 -€6,559 -24.8%
Intangible fixed assets 21 €211 €0 -€211 -100.0%
Tangible fixed assets 22/27 €24,093 €17,745 -€6,348 -26.3%
Furniture and vehicles 24 €24,093 €17,745 -€6,348 -26.3%
Financial fixed assets 28 €2,105 €2,105 = 0.0%
Current assets 29/58 €137,011 €103,398 -€33,613 -24.5%
Stocks and contracts in progress 3 €20,177 €26,479 +€6,301 +31.2%
Stocks 30/36 €20,177 €26,479 +€6,301 +31.2%
Amounts receivable within one year 40/41 €78,760 €23,094 -€55,667 -70.7%
Trade receivables 40 €64,616 €12,333 -€52,283 -80.9%
Other amounts receivable 41 €14,144 €10,761 -€3,384 -23.9%
Cash at bank and in hand 54/58 €36,674 €53,189 +€16,515 +45.0%
Deferred charges and accrued income 490/1 €1,399 €636 -€763 -54.5%
Total equity and liabilities 10/49 €163,420 €123,248 -€40,172 -24.6%
Equity 10/15 €20,460 €20,460 = 0.0%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Distributable reserves 133 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €0 €0 =
Amounts payable 17/49 €142,960 €102,788 -€40,172 -28.1%
Amounts payable after more than one year 17 €1,176 €0 -€1,176 -100.0%
Financial debts 170/4 €1,176 €0 -€1,176 -100.0%
Amounts payable within one year 42/48 €141,784 €102,788 -€38,996 -27.5%
Current portion of amounts payable after more than one year 42 €6,892 €1,176 -€5,716 -82.9%
Trade debts 44 €7,454 €3,631 -€3,823 -51.3%
Suppliers 440/4 €7,454 €3,631 -€3,823 -51.3%
Advances received on contracts in progress 46 - €10,070 +€10,070
Taxes, remuneration and social security 45 €457 €2,333 +€1,875 +410.1%
Taxes 450/3 €457 €2,333 +€1,875 +410.1%
Other amounts payable 47/48 €126,981 €85,579 -€41,402 -32.6%
Non-recurring operating income 76A €0 - =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €7,586 €7,830 +€244 +3.2%
Other operating charges 640/8 €1,712 €1,452 -€260 -15.2%
Gross operating margin 9900 €135,526 €87,804 -€47,722 -35.2%
Operating profit (loss) 9901 €126,228 €78,522 -€47,706 -37.8%
Financial income 75/76B €2,385 €2,474 +€89 +3.7%
Recurring financial income 75 €2,385 €2,474 +€89 +3.7%
Financial charges 65/66B €2,233 €1,971 -€261 -11.7%
Recurring financial charges 65 €2,233 €1,971 -€261 -11.7%
Profit (loss) for the period before taxes 9903 €126,380 €79,024 -€47,356 -37.5%
Income taxes 67/77 €20,188 €14,051 -€6,136 -30.4%
Profit (loss) for the period 9904 €106,192 €64,973 -€41,219 -38.8%
Profit (loss) for the period to be appropriated 9905 €106,192 €64,973 -€41,219 -38.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.