A-TEC INVEST: what changed
What changed
A-TEC INVEST
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
filed annual accounts (NBB)
Net result for the year
-€15,727
2024 · €33,096-€48,822
Equity
€396,202
2024 · €611,929-€215,727
Cash
€16,785
2024 · €83,008-€66,224
Balance sheet total
€1.9m
2024 · €2.2m-€271,317
Largest movements
Assets
- Receivables after one year -€186,114
down €186,114 (-100%), from €186,114 to €0
- Cash -€66,224
down €66,224 (-79.8%), from €83,008 to €16,785
mainly Debts after one year (-€383,214) and Contributions, distributions and other (-€200,000)
Equity and liabilities
- Debts after one year -€383,214
down €383,214 (-25.6%), from €1.5m to €1.1m
- Other debts +€283,848
up €283,848 (+1,090%), from €26,047 to €309,895
- Profit (loss) carried forward -€215,727
down €215,727 (-38.7%), from €557,325 to €341,598
- Tax, wage and social debts +€43,621
new in 2025: €43,621
Income statement
- Other operating charges +€28,411
up €28,411 (+320%), from €8,871 to €37,282
- Gross operating margin -€14,409
down €14,409 (-9.4%), from €153,896 to €139,487
- Depreciation +€3,322
up €3,322 (+4.1%), from €81,514 to €84,836
- Financial income -€2,905
down €2,905 (-97.5%), from €2,979 to €74
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€33,096
Gross operating margin
-€14,409
Depreciation
-€3,322
Other operating charges
-€28,411
Financial income
-€2,905
Financial charges
+€183
Taxes
+€42
Result 2025
-€15,727
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€604,267
Investment
-€76,773
Financing
-€593,718
Cash 2024
€83,008
From operations (derived)
+€604,267
Net result for the year
-€15,727
Depreciation
+€84,836
Receivables after one year
+€186,114
Receivables within one year
+€14,630
Deferred charges and accrued income
-€3,712
Trade debts
+€4,539
Tax, wage and social debts
+€43,621
Other debts
+€283,848
Accrued charges and deferred income
+€6,119
Investment (derived)
-€76,773
Investment in fixed assets (net)
-€76,773
Financing
-€593,718
Debts after one year
-€383,214
Current portion of long-term debt
-€10,504
Contributions, distributions and other
-€200,000
Cash 2025
€16,785
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,209,302 | €1,937,984 | -€271,317 | -12.3% |
| Fixed assets | 21/28 | €1,895,726 | €1,887,663 | -€8,063 | -0.4% |
| Tangible fixed assets | 22/27 | €1,892,888 | €1,884,825 | -€8,063 | -0.4% |
| Land and buildings | 22 | €1,891,837 | €1,661,678 | -€230,159 | -12.2% |
| Plant, machinery and equipment | 23 | €0 | - | = | |
| Furniture and vehicles | 24 | €1,051 | €223,148 | +€222,097 | +21,130% |
| Financial fixed assets | 28 | €2,838 | €2,838 | = | 0.0% |
| Current assets | 29/58 | €313,575 | €50,321 | -€263,255 | -84.0% |
| Amounts receivable after more than one year | 29 | €186,114 | €0 | -€186,114 | -100% |
| Other amounts receivable | 291 | €186,114 | €0 | -€186,114 | -100% |
| Amounts receivable within one year | 40/41 | €44,454 | €29,824 | -€14,630 | -32.9% |
| Trade receivables | 40 | €43,976 | €29,694 | -€14,283 | -32.5% |
| Other amounts receivable | 41 | €478 | €131 | -€347 | -72.6% |
| Cash at bank and in hand | 54/58 | €83,008 | €16,785 | -€66,224 | -79.8% |
| Deferred charges and accrued income | 490/1 | - | €3,712 | +€3,712 | |
| Total equity and liabilities | 10/49 | €2,209,302 | €1,937,984 | -€271,317 | -12.3% |
| Equity | 10/15 | €611,929 | €396,202 | -€215,727 | -35.3% |
| Contributions | 10/11 | €54,185 | €54,185 | = | 0.0% |
| Reserves | 13 | €419 | €419 | = | 0.0% |
| Distributable reserves | 133 | €419 | €419 | = | 0.0% |
| Profit (loss) carried forward | 14 | €557,325 | €341,598 | -€215,727 | -38.7% |
| Amounts payable | 17/49 | €1,597,373 | €1,541,782 | -€55,591 | -3.5% |
| Amounts payable after more than one year | 17 | €1,497,314 | €1,114,101 | -€383,214 | -25.6% |
| Financial debts | 170/4 | €1,497,314 | €1,114,101 | -€383,214 | -25.6% |
| Amounts payable within one year | 42/48 | €97,947 | €419,451 | +€321,504 | +328% |
| Current portion of amounts payable after more than one year | 42 | €64,488 | €53,984 | -€10,504 | -16.3% |
| Trade debts | 44 | €7,412 | €11,951 | +€4,539 | +61.2% |
| Suppliers | 440/4 | €7,412 | €11,951 | +€4,539 | +61.2% |
| Taxes, remuneration and social security | 45 | - | €43,621 | +€43,621 | |
| Taxes | 450/3 | - | €43,621 | +€43,621 | |
| Other amounts payable | 47/48 | €26,047 | €309,895 | +€283,848 | +1,090% |
| Accrued charges and deferred income | 492/3 | €2,112 | €8,231 | +€6,119 | +290% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €81,514 | €84,836 | +€3,322 | +4.1% |
| Other operating charges | 640/8 | €8,871 | €37,282 | +€28,411 | +320% |
| Gross operating margin | 9900 | €153,896 | €139,487 | -€14,409 | -9.4% |
| Operating profit (loss) | 9901 | €63,511 | €17,369 | -€46,142 | -72.7% |
| Financial income | 75/76B | €2,979 | €74 | -€2,905 | -97.5% |
| Recurring financial income | 75 | €2,979 | €74 | -€2,905 | -97.5% |
| Financial charges | 65/66B | €33,353 | €33,170 | -€183 | -0.5% |
| Recurring financial charges | 65 | €33,353 | €33,170 | -€183 | -0.5% |
| Profit (loss) for the period before taxes | 9903 | €33,137 | -€15,727 | -€48,864 | |
| Income taxes | 67/77 | €42 | €0 | -€42 | -100% |
| Profit (loss) for the period | 9904 | €33,096 | -€15,727 | -€48,822 | |
| Profit (loss) for the period to be appropriated | 9905 | €33,096 | -€15,727 | -€48,822 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.