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A TATIN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

A TATIN

BE 0478.961.848
NACE 47.241, Retail sale of bread and pastry (bakery outlets)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€17,526
2024 · €105,189-€87,663
Equity
€299,223
2024 · €281,697+€17,526
Cash
€10,135
2024 · €98,718-€88,583
Balance sheet total
€639,041
2024 · €761,024-€121,982

Largest movements

2024 to 2025
Assets
  • Cash -€88,583

    down €88,583 (-89.7%), from €98,718 to €10,135

    mainly Debts after one year (-€62,689) and Receivables within one year (-€61,446)

  • Tangible fixed assets -€88,437

    down €88,437 (-30.5%), from €290,052 to €201,614

  • Receivables within one year +€61,446

    up €61,446 (+37.0%), from €165,997 to €227,442

    of which Other amounts receivable: +€59,068

Equity and liabilities
  • Debts after one year -€62,689

    down €62,689 (-25.1%), from €249,489 to €186,800

  • Short-term financial debts -€27,381

    down €27,381 (-78.2%), from €35,000 to €7,619

  • Tax, wage and social debts -€23,906

    down €23,906 (-49.4%), from €48,409 to €24,503

    of which Remuneration and social security: -€18,696

  • Reserves +€17,526

    up €17,526 (+6.4%), from €275,497 to €293,023

    of which Distributable reserves: +€17,526

  • Trade debts -€16,595

    down €16,595 (-48.5%), from €34,201 to €17,606

Income statement
  • Gross operating margin -€271,898

    down €271,898 (-53.7%), from €505,980 to €234,083

  • Staff costs -€126,675

    down €126,675 (-55.4%), from €228,790 to €102,115

  • Taxes -€36,624

    down €36,624 (-81.7%), from €44,852 to €8,228

  • Financial charges -€11,693

    down €11,693 (-52.9%), from €22,088 to €10,395

  • Depreciation -€10,694

    down €10,694 (-10.7%), from €100,109 to €89,415

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €105,189
Gross operating margin -€271,898
Staff costs +€126,675
Depreciation +€10,694
Other operating charges -€901
Financial income -€549
Financial charges +€11,693
Taxes +€36,624
Result 2025 €17,526

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€12,003
Investment -€978
Financing -€99,609
Cash 2024 €98,718
Net result for the year +€17,526
Depreciation +€89,415
Stocks and contracts +€4,076
Receivables within one year -€61,446
Deferred charges and accrued income +€2,331
Trade debts -€16,595
Tax, wage and social debts -€23,906
Accrued charges and deferred income +€602
Investment in fixed assets (net) -€978
Debts after one year -€62,689
Current portion of long-term debt -€9,538
Short-term financial debts -€27,381
Cash 2025 €10,135
Every line side by side 55 lines
Line Code 2024 2025 Change %
Total assets 20/58 €761,024 €639,041 -€121,982 -16.0%
Fixed assets 21/28 €294,333 €205,895 -€88,437 -30.0%
Intangible fixed assets 21 €0 - =
Tangible fixed assets 22/27 €290,052 €201,614 -€88,437 -30.5%
Land and buildings 22 €132,261 €105,304 -€26,957 -20.4%
Plant, machinery and equipment 23 €113,123 €85,657 -€27,466 -24.3%
Furniture and vehicles 24 €10,748 €0 -€10,748 -100.0%
Leasing and similar rights 25 €5,003 €0 -€5,003 -100.0%
Other tangible fixed assets 26 €28,916 €10,653 -€18,263 -63.2%
Financial fixed assets 28 €4,281 €4,281 = 0.0%
Current assets 29/58 €466,691 €433,146 -€33,545 -7.2%
Amounts receivable after more than one year 29 €180,000 €180,000 = 0.0%
Other amounts receivable 291 €180,000 €180,000 = 0.0%
Stocks and contracts in progress 3 €10,830 €6,754 -€4,076 -37.6%
Stocks 30/36 €10,830 €6,754 -€4,076 -37.6%
Amounts receivable within one year 40/41 €165,997 €227,442 +€61,446 +37.0%
Trade receivables 40 €11,728 €14,106 +€2,377 +20.3%
Other amounts receivable 41 €154,268 €213,336 +€59,068 +38.3%
Cash at bank and in hand 54/58 €98,718 €10,135 -€88,583 -89.7%
Deferred charges and accrued income 490/1 €11,147 €8,816 -€2,331 -20.9%
Total equity and liabilities 10/49 €761,024 €639,041 -€121,982 -16.0%
Equity 10/15 €281,697 €299,223 +€17,526 +6.2%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €275,497 €293,023 +€17,526 +6.4%
Non-distributable reserves 130/1 €0 - =
Reserves not available under the articles 1311 €0 - =
Distributable reserves 133 €275,497 €293,023 +€17,526 +6.4%
Amounts payable 17/49 €479,326 €339,818 -€139,508 -29.1%
Amounts payable after more than one year 17 €249,489 €186,800 -€62,689 -25.1%
Financial debts 170/4 €249,489 €186,800 -€62,689 -25.1%
Amounts payable within one year 42/48 €229,837 €152,416 -€77,421 -33.7%
Current portion of amounts payable after more than one year 42 €72,227 €62,689 -€9,538 -13.2%
Financial debts 43 €35,000 €7,619 -€27,381 -78.2%
Credit institutions 430/8 €35,000 €7,619 -€27,381 -78.2%
Trade debts 44 €34,201 €17,606 -€16,595 -48.5%
Suppliers 440/4 €34,201 €17,606 -€16,595 -48.5%
Taxes, remuneration and social security 45 €48,409 €24,503 -€23,906 -49.4%
Taxes 450/3 €15,708 €10,497 -€5,211 -33.2%
Remuneration and social security 454/9 €32,701 €14,005 -€18,696 -57.2%
Other amounts payable 47/48 €40,000 €40,000 = 0.0%
Accrued charges and deferred income 492/3 - €602 +€602
Non-recurring operating income 76A - €16,784 +€16,784
Remuneration, social security and pensions 62 €228,790 €102,115 -€126,675 -55.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €100,109 €89,415 -€10,694 -10.7%
Other operating charges 640/8 €5,607 €6,509 +€901 +16.1%
Gross operating margin 9900 €505,980 €234,083 -€271,898 -53.7%
Operating profit (loss) 9901 €171,474 €36,043 -€135,430 -79.0%
Financial income 75/76B €655 €106 -€549 -83.8%
Recurring financial income 75 €655 €106 -€549 -83.8%
Financial charges 65/66B €22,088 €10,395 -€11,693 -52.9%
Recurring financial charges 65 €22,088 €10,395 -€11,693 -52.9%
Profit (loss) for the period before taxes 9903 €150,041 €25,754 -€124,287 -82.8%
Income taxes 67/77 €44,852 €8,228 -€36,624 -81.7%
Profit (loss) for the period 9904 €105,189 €17,526 -€87,663 -83.3%
Profit (loss) for the period to be appropriated 9905 €105,189 €17,526 -€87,663 -83.3%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.