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A SURPLUS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

A SURPLUS

BE 0845.104.580
NACE 46.130, Agents in the wholesale of timber and building materials
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€22,174
2024 · €24,761-€2,587
Equity
€324,951
2024 · €340,777-€15,826
Cash
€5,965
2024 · €48,567-€42,602
Balance sheet total
€469,142
2024 · €490,982-€21,840

Largest movements

2024 to 2025
Assets
  • Cash -€42,602

    down €42,602 (-87.7%), from €48,567 to €5,965

    mainly Contributions, distributions and other (-€38,000) and Receivables within one year (-€25,044)

  • Receivables within one year +€25,044

    up €25,044 (+42.2%), from €59,403 to €84,447

    of which Other amounts receivable: +€70,697

  • Tangible fixed assets -€6,659

    down €6,659 (-3.6%), from €183,257 to €176,598

Equity and liabilities
  • Other debts +€16,100

    new in 2025: €16,100

  • Reserves -€15,826

    down €15,826 (-4.9%), from €322,177 to €306,351

    of which Distributable reserves: -€15,826

  • Trade debts -€14,488

    down €14,488 (-46.0%), from €31,522 to €17,034

  • Debts after one year -€12,316

    down €12,316 (-12.3%), from €100,329 to €88,013

Income statement
  • Gross operating margin -€5,462

    down €5,462 (-9.6%), from €57,144 to €51,682

  • Taxes -€2,427

    down €2,427 (-12.7%), from €19,041 to €16,614

  • Financial income +€772

    up €772 (+26.6%), from €2,900 to €3,672

  • Depreciation +€712

    up €712 (+6.2%), from €11,507 to €12,219

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €24,761
Gross operating margin -€5,462
Depreciation -€712
Other operating charges +€145
Financial income +€772
Financial charges +€242
Taxes +€2,427
Result 2025 €22,174

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€15,808
Investment -€8,092
Financing -€50,317
Cash 2024 €48,567
Net result for the year +€22,174
Depreciation +€12,219
Receivables within one year -€25,044
Deferred charges and accrued income +€156
Trade debts -€14,488
Tax, wage and social debts +€4,691
Other debts +€16,100
Investment in fixed assets (net) -€5,560
Current investments -€2,532
Debts after one year -€12,316
Short-term financial debts -€1
Contributions, distributions and other -€38,000
Cash 2025 €5,965
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €490,982 €469,142 -€21,840 -4.4%
Fixed assets 21/28 €183,257 €176,598 -€6,659 -3.6%
Tangible fixed assets 22/27 €183,257 €176,598 -€6,659 -3.6%
Land and buildings 22 €183,257 €176,598 -€6,659 -3.6%
Current assets 29/58 €307,725 €292,544 -€15,181 -4.9%
Amounts receivable within one year 40/41 €59,403 €84,447 +€25,044 +42.2%
Trade receivables 40 €59,015 €13,362 -€45,653 -77.4%
Other amounts receivable 41 €387 €71,085 +€70,697 +18252.0%
Current investments 50/53 €199,557 €202,089 +€2,532 +1.3%
Cash at bank and in hand 54/58 €48,567 €5,965 -€42,602 -87.7%
Deferred charges and accrued income 490/1 €199 €43 -€156 -78.5%
Total equity and liabilities 10/49 €490,982 €469,142 -€21,840 -4.4%
Equity 10/15 €340,777 €324,951 -€15,826 -4.6%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €322,177 €306,351 -€15,826 -4.9%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Distributable reserves 133 €320,317 €304,491 -€15,826 -4.9%
Amounts payable 17/49 €150,205 €144,191 -€6,014 -4.0%
Amounts payable after more than one year 17 €100,329 €88,013 -€12,316 -12.3%
Other amounts payable 178/9 €100,329 €88,013 -€12,316 -12.3%
Amounts payable within one year 42/48 €49,876 €56,178 +€6,302 +12.6%
Financial debts 43 €1 - -€1
Credit institutions 430/8 €1 - -€1
Trade debts 44 €31,522 €17,034 -€14,488 -46.0%
Suppliers 440/4 €31,522 €17,034 -€14,488 -46.0%
Taxes, remuneration and social security 45 €18,353 €23,045 +€4,691 +25.6%
Taxes 450/3 €18,353 €23,045 +€4,691 +25.6%
Other amounts payable 47/48 - €16,100 +€16,100
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €11,507 €12,219 +€712 +6.2%
Other operating charges 640/8 €4,384 €4,239 -€145 -3.3%
Gross operating margin 9900 €57,144 €51,682 -€5,462 -9.6%
Operating profit (loss) 9901 €41,253 €35,224 -€6,028 -14.6%
Financial income 75/76B €2,900 €3,672 +€772 +26.6%
Recurring financial income 75 €2,900 €3,672 +€772 +26.6%
Financial charges 65/66B €350 €108 -€242 -69.2%
Recurring financial charges 65 €350 €108 -€242 -69.2%
Profit (loss) for the period before taxes 9903 €43,802 €38,788 -€5,014 -11.4%
Income taxes 67/77 €19,041 €16,614 -€2,427 -12.7%
Profit (loss) for the period 9904 €24,761 €22,174 -€2,587 -10.4%
Profit (loss) for the period to be appropriated 9905 €24,761 €22,174 -€2,587 -10.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.