A.M.B. CAR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
A.M.B. CAR
Largest movements
- Cash +€63,574
up €63,574 (+66.7%), from €95,340 to €158,914
mainly Trade debts (+€99,232) and Tax, wage and social debts (+€68,525)
- Tangible fixed assets +€53,987
up €53,987 (+6.1%), from €879,605 to €933,593
of which Land and buildings: +€63,379
- Stocks and contracts -€32,483
down €32,483 (-22.7%), from €142,947 to €110,465
- Receivables within one year -€14,777
down €14,777 (-16.2%), from €91,466 to €76,690
of which Other amounts receivable: -€9,921
- Trade debts +€99,232
up €99,232 (+62.7%), from €158,163 to €257,395
- Tax, wage and social debts +€68,525
up €68,525 (+64.0%), from €107,077 to €175,602
of which Remuneration and social security: +€58,168
- Debts after one year -€42,686
down €42,686 (-7.3%), from €582,452 to €539,766
- Profit (loss) carried forward -€32,830
down €32,830 (-15.7%), from €209,084 to €176,254
- Short-term financial debts -€26,993
down €26,993 (-77.4%), from €34,854 to €7,861
- Gross operating margin -€96,330
down €96,330 (-22.3%), from €431,914 to €335,584
- Staff costs -€88,062
down €88,062 (-24.6%), from €358,161 to €270,100
- Depreciation +€23,302
up €23,302 (+69.0%), from €33,788 to €57,089
- Financial charges +€14,734
up €14,734 (+103%), from €14,281 to €29,016
of which Financial charges: +€15,053
- Taxes -€7,525
down €7,525 (-94.2%), from €7,989 to €464
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,217,885 | €1,285,232 | +€67,347 | +5.5% |
| Fixed assets | 21/28 | €879,605 | €933,593 | +€53,987 | +6.1% |
| Tangible fixed assets | 22/27 | €879,605 | €933,593 | +€53,987 | +6.1% |
| Land and buildings | 22 | €812,531 | €875,910 | +€63,379 | +7.8% |
| Plant, machinery and equipment | 23 | €6,715 | €5,594 | -€1,121 | -16.7% |
| Furniture and vehicles | 24 | €54,854 | €46,703 | -€8,151 | -14.9% |
| Other tangible fixed assets | 26 | €5,506 | €5,386 | -€120 | -2.2% |
| Current assets | 29/58 | €338,280 | €351,640 | +€13,360 | +3.9% |
| Stocks and contracts in progress | 3 | €142,947 | €110,465 | -€32,483 | -22.7% |
| Stocks | 30/36 | €142,947 | €110,465 | -€32,483 | -22.7% |
| Amounts receivable within one year | 40/41 | €91,466 | €76,690 | -€14,777 | -16.2% |
| Trade receivables | 40 | €66,376 | €61,520 | -€4,856 | -7.3% |
| Other amounts receivable | 41 | €25,091 | €15,170 | -€9,921 | -39.5% |
| Cash at bank and in hand | 54/58 | €95,340 | €158,914 | +€63,574 | +66.7% |
| Deferred charges and accrued income | 490/1 | €8,527 | €5,572 | -€2,955 | -34.7% |
| Total equity and liabilities | 10/49 | €1,217,885 | €1,285,232 | +€67,347 | +5.5% |
| Equity | 10/15 | €277,176 | €244,347 | -€32,830 | -11.8% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €49,501 | €49,501 | = | 0.0% |
| Distributable reserves | 133 | €49,501 | €49,501 | = | 0.0% |
| Profit (loss) carried forward | 14 | €209,084 | €176,254 | -€32,830 | -15.7% |
| Provisions and deferred taxes | 16 | €15,000 | €15,000 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €15,000 | €15,000 | = | 0.0% |
| Major repairs and maintenance | 162 | €15,000 | €15,000 | = | 0.0% |
| Amounts payable | 17/49 | €925,709 | €1,025,886 | +€100,177 | +10.8% |
| Amounts payable after more than one year | 17 | €582,452 | €539,766 | -€42,686 | -7.3% |
| Financial debts | 170/4 | €582,452 | €539,766 | -€42,686 | -7.3% |
| Amounts payable within one year | 42/48 | €343,257 | €486,119 | +€142,862 | +41.6% |
| Current portion of amounts payable after more than one year | 42 | €41,100 | €42,686 | +€1,586 | +3.9% |
| Financial debts | 43 | €34,854 | €7,861 | -€26,993 | -77.4% |
| Credit institutions | 430/8 | €34,854 | €7,861 | -€26,993 | -77.4% |
| Trade debts | 44 | €158,163 | €257,395 | +€99,232 | +62.7% |
| Suppliers | 440/4 | €158,163 | €257,395 | +€99,232 | +62.7% |
| Taxes, remuneration and social security | 45 | €107,077 | €175,602 | +€68,525 | +64.0% |
| Taxes | 450/3 | €1,836 | €12,192 | +€10,357 | +564% |
| Remuneration and social security | 454/9 | €105,241 | €163,410 | +€58,168 | +55.3% |
| Other amounts payable | 47/48 | €2,063 | €2,576 | +€513 | +24.9% |
| Non-recurring operating income | 76A | - | €15,547 | +€15,547 | |
| Remuneration, social security and pensions | 62 | €358,161 | €270,100 | -€88,062 | -24.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €33,788 | €57,089 | +€23,302 | +69.0% |
| Other operating charges | 640/8 | €12,829 | €12,082 | -€747 | -5.8% |
| Gross operating margin | 9900 | €431,914 | €335,584 | -€96,330 | -22.3% |
| Operating profit (loss) | 9901 | €27,136 | -€3,687 | -€30,823 | |
| Financial income | 75/76B | €674 | €336 | -€338 | -50.1% |
| Recurring financial income | 75 | €674 | €336 | -€338 | -50.1% |
| Financial charges | 65/66B | €14,281 | €29,016 | +€14,734 | +103% |
| Recurring financial charges | 65 | €13,719 | €28,772 | +€15,053 | +110% |
| Non-recurring financial charges | 66B | €562 | €243 | -€319 | -56.7% |
| Profit (loss) for the period before taxes | 9903 | €13,529 | -€32,366 | -€45,895 | |
| Income taxes | 67/77 | €7,989 | €464 | -€7,525 | -94.2% |
| Profit (loss) for the period | 9904 | €5,540 | -€32,830 | -€38,369 | |
| Profit (loss) for the period to be appropriated | 9905 | €5,540 | -€32,830 | -€38,369 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.