A.G. CONSTRUCT: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
A.G. CONSTRUCT
Largest movements
- Receivables within one year -€65,844
down €65,844 (-54.5%), from €120,782 to €54,938
of which Trade receivables: -€65,662
- Deferred charges and accrued income +€16,054
new in 2025: €16,054
- Trade debts -€30,581
down €30,581 (-75.8%), from €40,349 to €9,768
of which Bills of exchange payable: -€36,758
- Other debts -€15,187
down €15,187 (-54.1%), from €28,078 to €12,891
- Tax, wage and social debts -€4,496
down €4,496 (-34.8%), from €12,938 to €8,441
of which Remuneration and social security: -€3,338
- Turnover -€88,126
down €88,126 (-54.2%), from €162,638 to €74,512
- Purchases and services -€70,076
down €70,076 (-48.8%), from €143,453 to €73,377
- Gross operating margin -€18,050
down €18,050 (-94.1%), from €19,184 to €1,135
- Taxes -€3,709
down €3,709 (-93.0%), from €3,988 to €279
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €120,971 | €71,305 | -€49,665 | -41.1% |
| Fixed assets | 21/28 | €188 | €188 | = | 0.0% |
| Financial fixed assets | 28 | €188 | €188 | = | 0.0% |
| Current assets | 29/58 | €120,782 | €71,117 | -€49,665 | -41.1% |
| Amounts receivable within one year | 40/41 | €120,782 | €54,938 | -€65,844 | -54.5% |
| Trade receivables | 40 | €120,342 | €54,680 | -€65,662 | -54.6% |
| Other amounts receivable | 41 | €440 | €258 | -€182 | -41.3% |
| Cash at bank and in hand | 54/58 | €1 | €125 | +€125 | +20080.6% |
| Deferred charges and accrued income | 490/1 | - | €16,054 | +€16,054 | |
| Total equity and liabilities | 10/49 | €120,971 | €71,305 | -€49,665 | -41.1% |
| Equity | 10/15 | €39,606 | €40,205 | +€599 | +1.5% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Capital | 10 | €5,000 | - | -€5,000 | |
| Issued capital | 100 | €5,000 | - | -€5,000 | |
| Profit (loss) carried forward | 14 | €34,606 | €35,205 | +€599 | +1.7% |
| Amounts payable | 17/49 | €81,365 | €31,100 | -€50,265 | -61.8% |
| Amounts payable within one year | 42/48 | €81,365 | €31,100 | -€50,265 | -61.8% |
| Trade debts | 44 | €40,349 | €9,768 | -€30,581 | -75.8% |
| Suppliers | 440/4 | €3,591 | €9,768 | +€6,177 | +172.0% |
| Bills of exchange payable | 441 | €36,758 | - | -€36,758 | |
| Taxes, remuneration and social security | 45 | €12,938 | €8,441 | -€4,496 | -34.8% |
| Taxes | 450/3 | €3,900 | €2,741 | -€1,159 | -29.7% |
| Remuneration and social security | 454/9 | €9,038 | €5,700 | -€3,338 | -36.9% |
| Other amounts payable | 47/48 | €28,078 | €12,891 | -€15,187 | -54.1% |
| Turnover | 70 | €162,638 | €74,512 | -€88,126 | -54.2% |
| Goods, raw materials, services and sundry goods | 60/61 | €143,453 | €73,377 | -€70,076 | -48.8% |
| Remuneration, social security and pensions | 62 | €40 | €81 | +€41 | +102.5% |
| Gross operating margin | 9900 | €19,184 | €1,135 | -€18,050 | -94.1% |
| Operating profit (loss) | 9901 | €19,144 | €1,054 | -€18,091 | -94.5% |
| Financial charges | 65/66B | -€695 | €175 | +€870 | |
| Recurring financial charges | 65 | €189 | €175 | -€14 | -7.3% |
| Non-recurring financial charges | 66B | -€884 | - | +€884 | |
| Profit (loss) for the period before taxes | 9903 | €19,839 | €878 | -€18,961 | -95.6% |
| Income taxes | 67/77 | €3,988 | €279 | -€3,709 | -93.0% |
| Profit (loss) for the period | 9904 | €15,852 | €599 | -€15,252 | -96.2% |
| Profit (loss) for the period to be appropriated | 9905 | €15,852 | €599 | -€15,252 | -96.2% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.