A&G Algemene Bouwonderneming: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
A&G Algemene Bouwonderneming
Largest movements
- Tangible fixed assets +€136,627
up €136,627 (+163%), from €83,914 to €220,540
of which Land and buildings: +€173,701
- Cash -€20,444
down €20,444 (-38.6%), from €52,997 to €32,553
mainly Investment in fixed assets (net) (-€173,985) and Receivables within one year (-€11,460)
- Receivables within one year +€11,460
up €11,460 (+27.2%), from €42,177 to €53,637
of which Trade receivables: +€10,562
- Debts after one year +€120,953
up €120,953 (+322%), from €37,610 to €158,563
- Current portion of long-term debt +€8,631
up €8,631 (+29.0%), from €29,758 to €38,389
- Gross operating margin -€1,042
down €1,042 (-2.3%), from €46,079 to €45,037
- Financial charges +€719
up €719 (+33.5%), from €2,148 to €2,867
- Other operating charges +€582
up €582 (+105%), from €555 to €1,136
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €179,692 | €307,758 | +€128,066 | +71.3% |
| Fixed assets | 21/28 | €83,914 | €220,540 | +€136,627 | +163% |
| Tangible fixed assets | 22/27 | €83,914 | €220,540 | +€136,627 | +163% |
| Land and buildings | 22 | - | €173,701 | +€173,701 | |
| Plant, machinery and equipment | 23 | €28,594 | €15,053 | -€13,541 | -47.4% |
| Furniture and vehicles | 24 | €54,422 | €31,296 | -€23,126 | -42.5% |
| Other tangible fixed assets | 26 | €898 | €491 | -€407 | -45.3% |
| Current assets | 29/58 | €95,779 | €87,218 | -€8,560 | -8.9% |
| Stocks and contracts in progress | 3 | €551 | €787 | +€236 | +42.9% |
| Stocks | 30/36 | €551 | €787 | +€236 | +42.9% |
| Amounts receivable within one year | 40/41 | €42,177 | €53,637 | +€11,460 | +27.2% |
| Trade receivables | 40 | €7,440 | €18,002 | +€10,562 | +142% |
| Other amounts receivable | 41 | €34,737 | €35,635 | +€898 | +2.6% |
| Cash at bank and in hand | 54/58 | €52,997 | €32,553 | -€20,444 | -38.6% |
| Deferred charges and accrued income | 490/1 | €54 | €242 | +€187 | +345% |
| Total equity and liabilities | 10/49 | €179,692 | €307,758 | +€128,066 | +71.3% |
| Equity | 10/15 | €81,979 | €84,697 | +€2,718 | +3.3% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €75,779 | €78,497 | +€2,718 | +3.6% |
| Distributable reserves | 133 | €75,779 | €78,497 | +€2,718 | +3.6% |
| Amounts payable | 17/49 | €97,713 | €223,061 | +€125,348 | +128% |
| Amounts payable after more than one year | 17 | €37,610 | €158,563 | +€120,953 | +322% |
| Financial debts | 170/4 | €37,610 | €158,563 | +€120,953 | +322% |
| Amounts payable within one year | 42/48 | €60,103 | €64,498 | +€4,395 | +7.3% |
| Current portion of amounts payable after more than one year | 42 | €29,758 | €38,389 | +€8,631 | +29.0% |
| Trade debts | 44 | €11,715 | €9,120 | -€2,595 | -22.2% |
| Suppliers | 440/4 | €11,715 | €9,120 | -€2,595 | -22.2% |
| Taxes, remuneration and social security | 45 | €8,937 | €7,622 | -€1,315 | -14.7% |
| Taxes | 450/3 | €6,937 | €6,122 | -€815 | -11.8% |
| Remuneration and social security | 454/9 | €2,000 | €1,500 | -€500 | -25.0% |
| Other amounts payable | 47/48 | €9,692 | €9,367 | -€325 | -3.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €37,221 | €37,359 | +€137 | +0.4% |
| Other operating charges | 640/8 | €555 | €1,136 | +€582 | +105% |
| Gross operating margin | 9900 | €46,079 | €45,037 | -€1,042 | -2.3% |
| Operating profit (loss) | 9901 | €8,303 | €6,542 | -€1,761 | -21.2% |
| Financial income | 75/76B | €1,193 | €1,267 | +€75 | +6.3% |
| Recurring financial income | 75 | €1,193 | €1,267 | +€75 | +6.3% |
| Financial charges | 65/66B | €2,148 | €2,867 | +€719 | +33.5% |
| Recurring financial charges | 65 | €2,148 | €2,867 | +€719 | +33.5% |
| Profit (loss) for the period before taxes | 9903 | €7,347 | €4,942 | -€2,405 | -32.7% |
| Income taxes | 67/77 | €2,513 | €2,224 | -€289 | -11.5% |
| Profit (loss) for the period | 9904 | €4,834 | €2,718 | -€2,116 | -43.8% |
| Profit (loss) for the period to be appropriated | 9905 | €4,834 | €2,718 | -€2,116 | -43.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.