A.D. INTER: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
A.D. INTER
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€50,571
2024 · €86,680-€36,108
Equity
€822,489
2024 · €816,918+€5,571
Cash
€634,509
2024 · €328,089+€306,420
Balance sheet total
€2.5m
2024 · €2.4m+€147,175
Largest movements
Assets
- Receivables within one year -€550,170
down €550,170 (-68.4%), from €804,151 to €253,981
of which Other amounts receivable: -€493,634
- Receivables after one year +€534,543
new in 2025: €534,543
- Cash +€306,420
up €306,420 (+93.4%), from €328,089 to €634,509
mainly Receivables within one year (+€550,170) and Accrued charges and deferred income (+€289,450)
- Tangible fixed assets -€158,456
down €158,456 (-22.0%), from €719,347 to €560,891
Equity and liabilities
- Accrued charges and deferred income +€289,450
up €289,450 (+4,330%), from €6,684 to €296,134
- Trade debts -€194,331
down €194,331 (-19.6%), from €993,563 to €799,231
- Tax, wage and social debts +€71,634
up €71,634 (+49.1%), from €145,873 to €217,508
of which Taxes: +€77,020
- Current portion of long-term debt -€44,643
down €44,643 (-100%), from €44,643 to €0
Income statement
- Gross operating margin -€99,061
down €99,061 (-7.9%), from €1.2m to €1.1m
- Staff costs -€54,299
down €54,299 (-5.5%), from €983,742 to €929,443
- Depreciation +€19,024
up €19,024 (+12.4%), from €152,985 to €172,009
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€86,680
Gross operating margin
-€99,061
Staff costs
+€54,299
Depreciation
-€19,024
Other operating charges
-€1,801
Other operating items
+€7,486
Financial income
+€4,313
Financial charges
+€5,483
Taxes
+€12,197
Result 2025
€50,571
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€410,536
Investment
-€13,554
Financing
-€90,563
Cash 2024
€328,089
From operations (derived)
+€410,536
Net result for the year
+€50,571
Depreciation
+€172,009
Receivables after one year
-€534,543
Stocks and contracts
-€8,767
Receivables within one year
+€550,170
Deferred charges and accrued income
-€6,072
Trade debts
-€194,331
Tax, wage and social debts
+€71,634
Advances received
+€5,644
Other debts
+€14,770
Accrued charges and deferred income
+€289,450
Investment (derived)
-€13,554
Investment in fixed assets (net)
-€13,554
Financing
-€90,563
Current portion of long-term debt
-€44,643
Short-term financial debts
-€921
Contributions, distributions and other
-€45,000
Cash 2025
€634,509
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,388,722 | €2,535,897 | +€147,175 | +6.2% |
| Fixed assets | 21/28 | €719,347 | €560,891 | -€158,456 | -22.0% |
| Tangible fixed assets | 22/27 | €719,347 | €560,891 | -€158,456 | -22.0% |
| Plant, machinery and equipment | 23 | €265,612 | €217,300 | -€48,312 | -18.2% |
| Furniture and vehicles | 24 | €181,097 | €141,217 | -€39,880 | -22.0% |
| Other tangible fixed assets | 26 | €272,638 | €202,374 | -€70,264 | -25.8% |
| Current assets | 29/58 | €1,669,375 | €1,975,006 | +€305,631 | +18.3% |
| Amounts receivable after more than one year | 29 | - | €534,543 | +€534,543 | |
| Other amounts receivable | 291 | - | €534,543 | +€534,543 | |
| Stocks and contracts in progress | 3 | €505,951 | €514,718 | +€8,767 | +1.7% |
| Stocks | 30/36 | €505,951 | €514,718 | +€8,767 | +1.7% |
| Amounts receivable within one year | 40/41 | €804,151 | €253,981 | -€550,170 | -68.4% |
| Trade receivables | 40 | €220,772 | €164,236 | -€56,537 | -25.6% |
| Other amounts receivable | 41 | €583,379 | €89,745 | -€493,634 | -84.6% |
| Cash at bank and in hand | 54/58 | €328,089 | €634,509 | +€306,420 | +93.4% |
| Deferred charges and accrued income | 490/1 | €31,184 | €37,255 | +€6,072 | +19.5% |
| Total equity and liabilities | 10/49 | €2,388,722 | €2,535,897 | +€147,175 | +6.2% |
| Equity | 10/15 | €816,918 | €822,489 | +€5,571 | +0.7% |
| Contributions | 10/11 | €270,000 | €270,000 | = | 0.0% |
| Reserves | 13 | €546,918 | €552,489 | +€5,571 | +1.0% |
| Tax-exempt reserves | 132 | €96,991 | €96,991 | = | 0.0% |
| Distributable reserves | 133 | €449,927 | €455,498 | +€5,571 | +1.2% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €1,571,804 | €1,713,408 | +€141,604 | +9.0% |
| Amounts payable after more than one year | 17 | €0 | - | = | |
| Financial debts | 170/4 | €0 | - | = | |
| Amounts payable within one year | 42/48 | €1,565,120 | €1,417,274 | -€147,846 | -9.4% |
| Current portion of amounts payable after more than one year | 42 | €44,643 | €0 | -€44,643 | -100% |
| Financial debts | 43 | €47,738 | €46,818 | -€921 | -1.9% |
| Credit institutions | 430/8 | €47,738 | €46,818 | -€921 | -1.9% |
| Trade debts | 44 | €993,563 | €799,231 | -€194,331 | -19.6% |
| Suppliers | 440/4 | €993,563 | €799,231 | -€194,331 | -19.6% |
| Advances received on contracts in progress | 46 | €62,233 | €67,877 | +€5,644 | +9.1% |
| Taxes, remuneration and social security | 45 | €145,873 | €217,508 | +€71,634 | +49.1% |
| Taxes | 450/3 | €26,683 | €103,704 | +€77,020 | +289% |
| Remuneration and social security | 454/9 | €119,190 | €113,804 | -€5,386 | -4.5% |
| Other amounts payable | 47/48 | €271,070 | €285,840 | +€14,770 | +5.4% |
| Accrued charges and deferred income | 492/3 | €6,684 | €296,134 | +€289,450 | +4,330% |
| Non-recurring operating income | 76A | €143 | €22,918 | +€22,775 | +15,875% |
| Remuneration, social security and pensions | 62 | €983,742 | €929,443 | -€54,299 | -5.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €152,985 | €172,009 | +€19,024 | +12.4% |
| Other operating charges | 640/8 | €15,999 | €17,801 | +€1,801 | +11.3% |
| Non-recurring operating charges | 66A | €7,486 | €0 | -€7,486 | -100% |
| Gross operating margin | 9900 | €1,249,017 | €1,149,956 | -€99,061 | -7.9% |
| Operating profit (loss) | 9901 | €88,805 | €30,703 | -€58,101 | -65.4% |
| Financial income | 75/76B | €107,411 | €111,724 | +€4,313 | +4.0% |
| Recurring financial income | 75 | €107,411 | €111,724 | +€4,313 | +4.0% |
| Financial charges | 65/66B | €70,153 | €64,670 | -€5,483 | -7.8% |
| Recurring financial charges | 65 | €70,153 | €64,670 | -€5,483 | -7.8% |
| Profit (loss) for the period before taxes | 9903 | €126,063 | €77,757 | -€48,306 | -38.3% |
| Income taxes | 67/77 | €39,383 | €27,186 | -€12,197 | -31.0% |
| Profit (loss) for the period | 9904 | €86,680 | €50,571 | -€36,108 | -41.7% |
| Transfer from tax-exempt reserves | 789 | €0 | - | = | |
| Profit (loss) for the period to be appropriated | 9905 | €86,680 | €50,571 | -€36,108 | -41.7% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.