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A & A: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

A & A

BE 0772.609.750
NACE 46.472, Wholesale trade
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€552
2023 · -€1,708+€2,260
Equity
€21,688
2023 · €21,136+€552
Cash
€117,407
2023 · €177,653-€60,246
Balance sheet total
€537,622
2023 · €2.6m-€2.1m

Largest movements

2023 to 2024
Assets
  • Receivables within one year -€2.0m

    down €2.0m (-85.4%), from €2.4m to €349,919

    of which Trade receivables: -€2.0m

  • Cash -€60,246

    down €60,246 (-33.9%), from €177,653 to €117,407

    mainly Advances received (-€2.0m) and Stocks and contracts (-€58,964)

  • Stocks and contracts +€58,964

    new in 2024: €58,964

Equity and liabilities
  • Advances received -€2.0m

    down €2.0m (-84.2%), from €2.4m to €374,586

  • Short-term financial debts -€50,000

    no longer reported in 2024 (was €50,000)

  • Other debts +€40,578

    new in 2024: €40,578

  • Trade debts -€35,255

    down €35,255 (-33.3%), from €105,967 to €70,712

Income statement
  • Gross operating margin +€23,603

    up €23,603 (+11.8%), from €200,268 to €223,871

  • Write-downs +€15,083

    new in 2024: €15,083

  • Financial income -€4,705

    down €4,705 (-100.0%), from €4,705 to €0

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€1,708
Gross operating margin +€23,603
Staff costs -€254
Depreciation +€295
Write-downs -€15,083
Other operating charges -€525
Financial income -€4,705
Financial charges -€561
Taxes -€510
Result 2024 €552

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€4,341
Investment -€410
Financing -€64,177
Cash 2023 €177,653
Net result for the year +€552
Depreciation +€8,245
Stocks and contracts -€58,964
Receivables within one year +€2.0m
Smaller working-capital items +€1,449
Trade debts -€35,255
Tax, wage and social debts -€10,976
Advances received -€2.0m
Other debts +€40,578
Investment in fixed assets (net) -€410
Current portion of long-term debt -€14,177
Short-term financial debts -€50,000
Cash 2024 €117,407
Every line side by side 47 lines
Line Code 2023 2024 Change %
Total assets 20/58 €2,597,632 €537,622 -€2.1m -79.3%
Fixed assets 21/28 €17,046 €9,212 -€7,834 -46.0%
Tangible fixed assets 22/27 €16,958 €9,124 -€7,834 -46.2%
Plant, machinery and equipment 23 €5,450 €2,375 -€3,075 -56.4%
Furniture and vehicles 24 €11,508 €6,748 -€4,760 -41.4%
Financial fixed assets 28 €88 €88 = 0.0%
Current assets 29/58 €2,580,586 €528,410 -€2.1m -79.5%
Stocks and contracts in progress 3 - €58,964 +€58,964
Stocks 30/36 - €58,964 +€58,964
Amounts receivable within one year 40/41 €2,399,625 €349,919 -€2.0m -85.4%
Trade receivables 40 €2,046,078 €29,263 -€2.0m -98.6%
Other amounts receivable 41 €353,547 €320,657 -€32,890 -9.3%
Cash at bank and in hand 54/58 €177,653 €117,407 -€60,246 -33.9%
Deferred charges and accrued income 490/1 €3,309 €2,120 -€1,189 -35.9%
Total equity and liabilities 10/49 €2,597,632 €537,622 -€2.1m -79.3%
Equity 10/15 €21,136 €21,688 +€552 +2.6%
Contributions 10/11 €1,147 €1,147 = 0.0%
Reserves 13 €18,240 €18,240 = 0.0%
Distributable reserves 133 €18,240 €18,240 = 0.0%
Profit (loss) carried forward 14 €1,749 €2,301 +€552 +31.6%
Amounts payable 17/49 €2,576,496 €515,933 -€2.1m -80.0%
Amounts payable within one year 42/48 €2,575,326 €514,503 -€2.1m -80.0%
Current portion of amounts payable after more than one year 42 €14,177 - -€14,177
Financial debts 43 €50,000 - -€50,000
Credit institutions 430/8 €50,000 - -€50,000
Trade debts 44 €105,967 €70,712 -€35,255 -33.3%
Suppliers 440/4 €105,967 €70,712 -€35,255 -33.3%
Advances received on contracts in progress 46 €2,365,580 €374,586 -€2.0m -84.2%
Taxes, remuneration and social security 45 €39,602 €28,626 -€10,976 -27.7%
Taxes 450/3 €18,659 €12,346 -€6,313 -33.8%
Remuneration and social security 454/9 €20,944 €16,280 -€4,663 -22.3%
Other amounts payable 47/48 - €40,578 +€40,578
Accrued charges and deferred income 492/3 €1,170 €1,431 +€261 +22.3%
Remuneration, social security and pensions 62 €169,434 €169,688 +€254 +0.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €8,539 €8,245 -€295 -3.5%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €15,083 +€15,083
Other operating charges 640/8 €16,465 €16,990 +€525 +3.2%
Gross operating margin 9900 €200,268 €223,871 +€23,603 +11.8%
Operating profit (loss) 9901 €5,830 €13,865 +€8,036 +137.8%
Financial income 75/76B €4,705 €0 -€4,705 -100.0%
Recurring financial income 75 €4,705 €0 -€4,705 -100.0%
Financial charges 65/66B €5,011 €5,571 +€561 +11.2%
Recurring financial charges 65 €5,011 €5,571 +€561 +11.2%
Profit (loss) for the period before taxes 9903 €5,524 €8,294 +€2,770 +50.1%
Income taxes 67/77 €7,232 €7,742 +€510 +7.1%
Profit (loss) for the period 9904 -€1,708 €552 +€2,260
Profit (loss) for the period to be appropriated 9905 -€1,708 €552 +€2,260

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.