4Z CONSTRUCT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
4Z CONSTRUCT
Largest movements
- Receivables within one year +€17,121
up €17,121 (+26.7%), from €64,122 to €81,243
of which Trade receivables: +€17,156
- Profit (loss) carried forward +€23,965
up €23,965 (+65.0%), from -€36,890 to -€12,926
- Other debts -€7,549
down €7,549 (-11.8%), from €63,898 to €56,348
- Short-term financial debts +€1,203
up €1,203 (+67.1%), from €1,791 to €2,994
- Turnover +€68,760
up €68,760, from €0 to €68,760
- Purchases and services +€43,719
up €43,719, from €0 to €43,719
- Gross operating margin +€30,565
up €30,565, from -€5,451 to €25,113
- Other operating charges -€1,399
down €1,399 (-86.5%), from €1,617 to €218
- Financial charges -€841
down €841 (-51.5%), from €1,632 to €791
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €64,122 | €81,243 | +€17,121 | +26.7% |
| Fixed assets | 21/28 | €0 | - | = | |
| Intangible fixed assets | 21 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €0 | - | = | |
| Plant, machinery and equipment | 23 | €0 | - | = | |
| Furniture and vehicles | 24 | €0 | - | = | |
| Current assets | 29/58 | €64,122 | €81,243 | +€17,121 | +26.7% |
| Amounts receivable within one year | 40/41 | €64,122 | €81,243 | +€17,121 | +26.7% |
| Trade receivables | 40 | €62,408 | €79,563 | +€17,156 | +27.5% |
| Other amounts receivable | 41 | €1,714 | €1,679 | -€35 | -2.0% |
| Cash at bank and in hand | 54/58 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €64,122 | €81,243 | +€17,121 | +26.7% |
| Equity | 10/15 | -€3,999 | €19,966 | +€23,965 | |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €26,691 | €26,691 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €24,831 | €24,831 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€36,890 | -€12,926 | +€23,965 | +65.0% |
| Amounts payable | 17/49 | €68,121 | €61,277 | -€6,844 | -10.0% |
| Amounts payable within one year | 42/48 | €68,121 | €61,277 | -€6,844 | -10.0% |
| Financial debts | 43 | €1,791 | €2,994 | +€1,203 | +67.1% |
| Credit institutions | 430/8 | €1,791 | €2,994 | +€1,203 | +67.1% |
| Trade debts | 44 | €1,204 | €700 | -€505 | -41.9% |
| Suppliers | 440/4 | €1,204 | €700 | -€505 | -41.9% |
| Taxes, remuneration and social security | 45 | €1,227 | €1,235 | +€8 | +0.7% |
| Taxes | 450/3 | €1,227 | €1,235 | +€8 | +0.7% |
| Other amounts payable | 47/48 | €63,898 | €56,348 | -€7,549 | -11.8% |
| Turnover | 70 | €0 | €68,760 | +€68,760 | |
| Goods, raw materials, services and sundry goods | 60/61 | €0 | €43,719 | +€43,719 | |
| Other operating charges | 640/8 | €1,617 | €218 | -€1,399 | -86.5% |
| Gross operating margin | 9900 | -€5,451 | €25,113 | +€30,565 | |
| Operating profit (loss) | 9901 | -€7,069 | €24,895 | +€31,964 | |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €1,632 | €791 | -€841 | -51.5% |
| Recurring financial charges | 65 | €1,632 | €791 | -€841 | -51.5% |
| Profit (loss) for the period before taxes | 9903 | -€8,701 | €24,104 | +€32,805 | |
| Income taxes | 67/77 | €132 | €140 | +€8 | +6.1% |
| Profit (loss) for the period | 9904 | -€8,833 | €23,965 | +€32,797 | |
| Profit (loss) for the period to be appropriated | 9905 | -€8,833 | €23,965 | +€32,797 |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.