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4D & B: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

4D & B

BE 0634.597.853
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€60,417
2024 · €33,718-€94,135
Equity
€2.3m
2024 · €2.4m-€60,417
Cash
€607,380
2024 · €233,350+€374,030
Balance sheet total
€3.1m
2024 · €3.0m+€78,170

Largest movements

2024 to 2025
Assets
  • Cash +€374,030

    up €374,030 (+160.3%), from €233,350 to €607,380

    mainly Advances received (+€440,000) and Stocks and contracts (+€332,125)

  • Stocks and contracts -€332,125

    down €332,125 (-80.7%), from €411,478 to €79,352

  • Receivables within one year +€32,046

    up €32,046 (+14.2%), from €225,560 to €257,606

Equity and liabilities
  • Other debts -€573,510

    down €573,510 (-97.6%), from €587,559 to €14,050

  • Advances received +€440,000

    new in 2025: €440,000

  • Debts after one year +€242,070

    new in 2025: €242,070

  • Reserves -€55,000

    down €55,000 (-91.7%), from €60,000 to €5,000

  • Current portion of long-term debt +€45,000

    new in 2025: €45,000

Income statement
  • Gross operating margin -€82,518

    down €82,518, from €45,604 to -€36,914

  • Financial charges +€29,418

    up €29,418 (+75431.5%), from €39 to €29,457

  • Taxes -€12,274

    down €12,274 (-100.0%), from €12,274 to €0

  • Financial income +€5,514

    up €5,514 (+183.5%), from €3,005 to €8,519

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €33,718
Gross operating margin -€82,518
Other operating charges +€14
Financial income +€5,514
Financial charges -€29,418
Taxes +€12,274
Result 2025 -€60,417

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€86,960
Investment €0
Financing +€287,070
Cash 2024 €233,350
Net result for the year -€60,417
Stocks and contracts +€332,125
Receivables within one year -€32,046
Deferred charges and accrued income -€4,220
Tax, wage and social debts -€16,556
Advances received +€440,000
Other debts -€573,510
Accrued charges and deferred income +€1,582
Debts after one year +€242,070
Current portion of long-term debt +€45,000
Cash 2025 €607,380
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €3,010,144 €3,088,314 +€78,170 +2.6%
Fixed assets 21/28 €2,138,106 €2,138,106 = 0.0%
Tangible fixed assets 22/27 €2,138,106 €2,138,106 = 0.0%
Land and buildings 22 €2,138,106 €2,138,106 = 0.0%
Current assets 29/58 €872,038 €950,208 +€78,170 +9.0%
Stocks and contracts in progress 3 €411,478 €79,352 -€332,125 -80.7%
Stocks 30/36 €411,478 €79,352 -€332,125 -80.7%
Amounts receivable within one year 40/41 €225,560 €257,606 +€32,046 +14.2%
Other amounts receivable 41 €225,560 €257,606 +€32,046 +14.2%
Cash at bank and in hand 54/58 €233,350 €607,380 +€374,030 +160.3%
Deferred charges and accrued income 490/1 €1,650 €5,869 +€4,220 +255.8%
Total equity and liabilities 10/49 €3,010,144 €3,088,314 +€78,170 +2.6%
Equity 10/15 €2,404,166 €2,343,749 -€60,417 -2.5%
Contributions 10/11 €2,338,106 €2,338,106 = 0.0%
Reserves 13 €60,000 €5,000 -€55,000 -91.7%
Distributable reserves 133 €60,000 €5,000 -€55,000 -91.7%
Profit (loss) carried forward 14 €6,060 €643 -€5,417 -89.4%
Amounts payable 17/49 €605,978 €744,565 +€138,587 +22.9%
Amounts payable after more than one year 17 - €242,070 +€242,070
Financial debts 170/4 - €242,070 +€242,070
Amounts payable within one year 42/48 €605,978 €500,913 -€105,065 -17.3%
Current portion of amounts payable after more than one year 42 - €45,000 +€45,000
Trade debts 44 €0 - =
Suppliers 440/4 €0 - =
Advances received on contracts in progress 46 - €440,000 +€440,000
Taxes, remuneration and social security 45 €18,419 €1,863 -€16,556 -89.9%
Taxes 450/3 €18,419 €1,863 -€16,556 -89.9%
Other amounts payable 47/48 €587,559 €14,050 -€573,510 -97.6%
Accrued charges and deferred income 492/3 - €1,582 +€1,582
Other operating charges 640/8 €2,579 €2,565 -€14 -0.5%
Gross operating margin 9900 €45,604 -€36,914 -€82,518
Operating profit (loss) 9901 €43,026 -€39,479 -€82,504
Financial income 75/76B €3,005 €8,519 +€5,514 +183.5%
Recurring financial income 75 €3,005 €8,519 +€5,514 +183.5%
Financial charges 65/66B €39 €29,457 +€29,418 +75431.5%
Recurring financial charges 65 €39 €29,457 +€29,418 +75431.5%
Profit (loss) for the period before taxes 9903 €45,992 -€60,417 -€106,409
Income taxes 67/77 €12,274 €0 -€12,274 -100.0%
Profit (loss) for the period 9904 €33,718 -€60,417 -€94,135
Profit (loss) for the period to be appropriated 9905 €33,718 -€60,417 -€94,135

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.