3BConnect: what changed
3BConnect
Largest movements
- Cash +€28,735
up €28,735 (+351%), from €8,185 to €36,920
mainly Receivables within one year (+€18,200) and Other debts (+€7,465)
- Receivables within one year -€18,200
down €18,200 (-81.0%), from €22,480 to €4,280
of which Trade receivables: -€13,200
- Tangible fixed assets -€717
down €717 (-34.0%), from €2,109 to €1,392
- Other debts +€7,465
up €7,465 (+140%), from €5,345 to €12,810
- Profit (loss) carried forward +€4,122
up €4,122 (+12.4%), from -€33,186 to -€29,064
- Tax, wage and social debts -€2,769
down €2,769 (-27.4%), from €10,096 to €7,327
of which Remuneration and social security: -€9,330
- Trade debts +€603
up €603 (+17.6%), from €3,420 to €4,023
- Gross operating margin +€36,125
up €36,125, from -€30,210 to €5,915
- Other operating charges +€799
new in 2025: €799
- Depreciation +€674
up €674 (+1,567%), from €43 to €717
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €34,565 | €43,986 | +€9,421 | +27.3% |
| Fixed assets | 21/28 | €2,899 | €2,182 | -€717 | -24.7% |
| Tangible fixed assets | 22/27 | €2,109 | €1,392 | -€717 | -34.0% |
| Furniture and vehicles | 24 | €2,109 | €1,392 | -€717 | -34.0% |
| Financial fixed assets | 28 | €790 | €790 | = | 0.0% |
| Current assets | 29/58 | €31,666 | €41,804 | +€10,138 | +32.0% |
| Amounts receivable within one year | 40/41 | €22,480 | €4,280 | -€18,200 | -81.0% |
| Trade receivables | 40 | €17,480 | €4,280 | -€13,200 | -75.5% |
| Other amounts receivable | 41 | €5,000 | - | -€5,000 | |
| Cash at bank and in hand | 54/58 | €8,185 | €36,920 | +€28,735 | +351% |
| Deferred charges and accrued income | 490/1 | €1,001 | €604 | -€397 | -39.7% |
| Total equity and liabilities | 10/49 | €34,565 | €43,986 | +€9,421 | +27.3% |
| Equity | 10/15 | €15,704 | €19,826 | +€4,122 | +26.2% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €30,290 | €30,290 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €28,430 | €28,430 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€33,186 | -€29,064 | +€4,122 | +12.4% |
| Amounts payable | 17/49 | €18,861 | €24,160 | +€5,299 | +28.1% |
| Amounts payable within one year | 42/48 | €18,861 | €24,160 | +€5,299 | +28.1% |
| Trade debts | 44 | €3,420 | €4,023 | +€603 | +17.6% |
| Suppliers | 440/4 | €3,420 | €4,023 | +€603 | +17.6% |
| Taxes, remuneration and social security | 45 | €10,096 | €7,327 | -€2,769 | -27.4% |
| Taxes | 450/3 | €766 | €7,327 | +€6,561 | +857% |
| Remuneration and social security | 454/9 | €9,330 | - | -€9,330 | |
| Other amounts payable | 47/48 | €5,345 | €12,810 | +€7,465 | +140% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €43 | €717 | +€674 | +1,567% |
| Other operating charges | 640/8 | - | €799 | +€799 | |
| Gross operating margin | 9900 | -€30,210 | €5,915 | +€36,125 | |
| Operating profit (loss) | 9901 | -€30,253 | €4,399 | +€34,652 | |
| Financial charges | 65/66B | €266 | €277 | +€11 | +4.1% |
| Recurring financial charges | 65 | €266 | €277 | +€11 | +4.1% |
| Profit (loss) for the period before taxes | 9903 | -€30,519 | €4,122 | +€34,641 | |
| Profit (loss) for the period | 9904 | -€30,519 | €4,122 | +€34,641 | |
| Profit (loss) for the period to be appropriated | 9905 | -€30,519 | €4,122 | +€34,641 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.