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18: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

18

BE 0819.825.588
NACE 47.519, Retail trade
fiscal year 2025 against 2026filed annual accounts (NBB)
Net result for the year
-€50,212
2025 · -€11,477-€38,735
Equity
€27,297
2025 · €77,509-€50,212
Cash
€277
2025 · €33,885-€33,609
Balance sheet total
€131,508
2025 · €140,586-€9,077

Largest movements

2025 to 2026
Assets
  • Cash -€33,609

    down €33,609 (-99.2%), from €33,885 to €277

    mainly Net result for the year (-€50,212) and Stocks and contracts (-€20,067)

  • Stocks and contracts +€20,067

    up €20,067 (+39.5%), from €50,828 to €70,895

  • Financial fixed assets +€13,500

    new in 2026: €13,500

  • Tangible fixed assets -€11,342

    down €11,342 (-28.0%), from €40,503 to €29,161

    of which Furniture and vehicles: -€10,789

  • Receivables within one year +€2,066

    up €2,066 (+13.4%), from €15,369 to €17,436

    of which Other amounts receivable: +€1,899

Equity and liabilities
  • Profit (loss) carried forward -€50,212

    down €50,212, from €4,931 to -€45,281

  • Other debts +€46,940

    up €46,940 (+284.6%), from €16,493 to €63,434

  • Short-term financial debts -€10,000

    down €10,000 (-100.0%), from €10,000 to €0

  • Trade debts +€7,766

    up €7,766 (+64.5%), from €12,041 to €19,807

  • Debts after one year -€5,374

    down €5,374 (-34.8%), from €15,442 to €10,068

Income statement
  • Gross operating margin -€54,462

    down €54,462, from €14,602 to -€39,859

  • Write-downs -€10,804

    down €10,804, from €7,392 to -€3,412

  • Other operating charges -€3,894

    down €3,894 (-85.2%), from €4,568 to €674

  • Financial charges -€734

    down €734 (-32.8%), from €2,235 to €1,501

  • Staff costs -€403

    down €403 (-82.6%), from €487 to €85

From the 2025 result to the 2026 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2025 -€11,477
Gross operating margin -€54,462
Staff costs +€403
Write-downs +€10,804
Other operating charges +€3,894
Financial income -€119
Financial charges +€734
Taxes +€11
Result 2026 -€50,212

Cash bridge derived

cash 2025 to 2026

Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€4,993
Investment -€13,500
Financing -€15,115
Cash 2025 €33,885
Net result for the year -€50,212
Depreciation +€11,342
Stocks and contracts -€20,067
Receivables within one year -€2,066
Deferred charges and accrued income -€240
Trade debts +€7,766
Tax, wage and social debts +€1,543
Other debts +€46,940
Investment in fixed assets (net) -€13,500
Debts after one year -€5,374
Current portion of long-term debt +€259
Short-term financial debts -€10,000
Cash 2026 €277
Every line side by side 48 lines
Line Code 2025 2026 Change %
Total assets 20/58 €140,586 €131,508 -€9,077 -6.5%
Fixed assets 21/28 €40,503 €42,661 +€2,158 +5.3%
Tangible fixed assets 22/27 €40,503 €29,161 -€11,342 -28.0%
Furniture and vehicles 24 €39,312 €28,524 -€10,789 -27.4%
Other tangible fixed assets 26 €1,190 €637 -€553 -46.5%
Financial fixed assets 28 - €13,500 +€13,500
Current assets 29/58 €100,083 €88,848 -€11,236 -11.2%
Stocks and contracts in progress 3 €50,828 €70,895 +€20,067 +39.5%
Stocks 30/36 €50,828 €70,895 +€20,067 +39.5%
Amounts receivable within one year 40/41 €15,369 €17,436 +€2,066 +13.4%
Trade receivables 40 €2,876 €3,043 +€167 +5.8%
Other amounts receivable 41 €12,493 €14,393 +€1,899 +15.2%
Cash at bank and in hand 54/58 €33,885 €277 -€33,609 -99.2%
Deferred charges and accrued income 490/1 - €240 +€240
Total equity and liabilities 10/49 €140,586 €131,508 -€9,077 -6.5%
Equity 10/15 €77,509 €27,297 -€50,212 -64.8%
Contributions 10/11 €50,000 €50,000 = 0.0%
Reserves 13 €22,578 €22,578 = 0.0%
Non-distributable reserves 130/1 €303 €303 = 0.0%
Reserves not available under the articles 1311 €303 €303 = 0.0%
Distributable reserves 133 €22,275 €22,275 = 0.0%
Profit (loss) carried forward 14 €4,931 -€45,281 -€50,212
Amounts payable 17/49 €63,077 €104,212 +€41,134 +65.2%
Amounts payable after more than one year 17 €15,442 €10,068 -€5,374 -34.8%
Financial debts 170/4 €15,442 €10,068 -€5,374 -34.8%
Amounts payable within one year 42/48 €47,635 €94,144 +€46,509 +97.6%
Current portion of amounts payable after more than one year 42 €5,115 €5,374 +€259 +5.1%
Financial debts 43 €10,000 €0 -€10,000 -100.0%
Credit institutions 430/8 €10,000 €0 -€10,000 -100.0%
Trade debts 44 €12,041 €19,807 +€7,766 +64.5%
Suppliers 440/4 €12,041 €19,807 +€7,766 +64.5%
Taxes, remuneration and social security 45 €3,985 €5,529 +€1,543 +38.7%
Taxes 450/3 €3,985 €5,529 +€1,543 +38.7%
Other amounts payable 47/48 €16,493 €63,434 +€46,940 +284.6%
Remuneration, social security and pensions 62 €487 €85 -€403 -82.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €11,342 €11,342 = 0.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €7,392 -€3,412 -€10,804
Other operating charges 640/8 €4,568 €674 -€3,894 -85.2%
Gross operating margin 9900 €14,602 -€39,859 -€54,462
Operating profit (loss) 9901 -€9,187 -€48,547 -€39,360 -428.4%
Financial income 75/76B €119 €0 -€119 -100.0%
Recurring financial income 75 €119 €0 -€119 -100.0%
Financial charges 65/66B €2,235 €1,501 -€734 -32.8%
Recurring financial charges 65 €2,235 €1,501 -€734 -32.8%
Profit (loss) for the period before taxes 9903 -€11,303 -€50,049 -€38,746 -342.8%
Income taxes 67/77 €174 €163 -€11 -6.2%
Profit (loss) for the period 9904 -€11,477 -€50,212 -€38,735 -337.5%
Profit (loss) for the period to be appropriated 9905 -€11,477 -€50,212 -€38,735 -337.5%

Source: filed annual accounts (NBB), fiscal years ended 1 February 2025 and 1 February 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.