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Sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

CREDON

BE 0884.097.986
NACE 62.100, Computer programming
NACE division 62, Computer programming, consultancy and related activities all sizesfiscal years 2021 to 20251,054 to 20,857 sector peers per ratio

Summary

fiscal year 2025

CREDON does better than half of its sector on 2 of the 12 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • Gross marginbetter than 75%
  • Long-term debt ratiobetter than 61%
Points to watch
  • Return on equitybetter than 10%
  • Debt to equitybetter than 14%
  • Interest coveragebetter than 15%

Solvency and debt

How soundly the company is financed.
Solvency
20.0%▼2025

Solvency is below 79% of 20,785 sector peers: in the least favourable quarter.

Position against the sector weakening since 2021.

20212022202320242025
Debt to equity
3.99▲2025

Debt to equity is above 86% of 20,536 sector peers: in the least favourable quarter.

Position against the sector weakening since 2021.

20212022202320242025
Long-term debt ratio
0.182025

The long-term debt ratio is below 61% of 6,265 sector peers: more favourable than the median.

20212022202320242025
Interest coverage
0.91▼2025

Interest coverage is below 85% of 19,021 sector peers: in the least favourable quarter.

Position against the sector weakening since 2021.

20212022202320242025

Liquidity

Whether it can pay its short-term bills.
Current ratio
1.68▼2025

The current ratio is below 61% of 20,650 sector peers: less favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Working-capital ratio
37.9%▲2025

The working-capital ratio is below 53% of 20,773 sector peers: less favourable than the median.

Position against the sector improving since 2021.

20212022202320242025

Profitability

What the company earns on its assets and its sales.
Return on equity
-13.1%▼2025

Return on equity is below 90% of 18,643 sector peers: in the least favourable quarter.

Position against the sector weakening since 2021.

20212022202320242025
Return on assets
-2.6%▼2025

Return on assets is below 83% of 20,857 sector peers: in the least favourable quarter.

Position against the sector weakening since 2021.

20212022202320242025
Net margin
-1.2%▼2025

The net margin is below 73% of 1,194 sector peers: less favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025
EBITDA margin
0.9%▼2025

The EBITDA margin is below 76% of 1,054 sector peers: in the least favourable quarter.

Position against the sector weakening since 2021.

20212022202320242025
Gross margin
58.5%▲2025

The gross margin is above 75% of 1,118 sector peers: in the most favourable quarter.

Position against the sector stable since 2021.

20212022202320242025

Working-capital cycle

How long cash is tied up in customers, suppliers and stock.
Days sales outstanding
125days▲2025

Days sales outstanding is above 83% of 1,172 sector peers: in the least favourable quarter.

Position against the sector weakening since 2021.

20212022202320242025
Days payable outstanding
73days▼2025

Days payable outstanding is above 63% of 1,185 sector peers.

20212022202320242025

Not computable

Days inventory. The filed figures do not contain the lines these need.

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 27 September 2026 via checked.be.