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SVAL: sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

SVAL

BE 0899.019.160
NACE 10.712, Artisanal bread and fresh pastry making
NACE division 10, Manufacture of food products all sizesfiscal years 2020 to 20242,427 to 3,735 sector peers per ratio

Summary

fiscal year 2024

SVAL does better than half of its sector on 4 of the 9 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • Solvencybetter than 69%
  • Return on assetsbetter than 55%
  • Debt to equitybetter than 54%
Points to watch
  • Current ratiobetter than 23%
  • Working-capital ratiobetter than 28%
  • Quick ratiobetter than 29%

Solvency and debt

How soundly the company is financed.
Solvency
53.1%▲2024

Solvency is above 69% of 3,722 sector peers: more favourable than the median.

Position against the sector improving since 2020.

20202021202220232024
Debt to equity
0.88▲2024

Debt to equity is below 54% of 3,688 sector peers: more favourable than the median.

Position against the sector improving since 2020.

20202021202220232024
Long-term debt ratio
0.39▲2024

The long-term debt ratio is below 51% of 2,427 sector peers: more favourable than the median.

Position against the sector improving since 2020.

20202021202220232024
Interest coverage
7.78▲2024

Interest coverage is below 60% of 3,515 sector peers: less favourable than the median.

Position against the sector improving since 2020.

20202021202220232024

Liquidity

Whether it can pay its short-term bills.
Current ratio
0.67▼2024

The current ratio is below 77% of 3,711 sector peers: in the least favourable quarter.

Position against the sector stable since 2020.

20202021202220232024
Quick ratio
0.62▼2024

The quick ratio is below 71% of 3,713 sector peers: less favourable than the median.

Position against the sector weakening since 2020.

20202021202220232024
Working-capital ratio
-8.5%▲2024

The working-capital ratio is below 72% of 3,721 sector peers: less favourable than the median.

Position against the sector stable since 2020.

20202021202220232024

Profitability

What the company earns on its assets and its sales.
Return on equity
12.8%▼2024

Return on equity is below 58% of 3,135 sector peers: less favourable than the median.

Position against the sector weakening since 2021.

20202021202220232024
Return on assets
6.8%▲2024

Return on assets is above 55% of 3,735 sector peers: more favourable than the median.

Position against the sector improving since 2020.

20202021202220232024

Not computable

Net margin, EBITDA margin, Gross margin, Days sales outstanding, Days payable outstanding, Days inventory. This company files the abbreviated or micro schema, in which turnover and purchases are optional; margins and credit terms therefore cannot be taken from its figures.

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 29 September 2026 via checked.be.