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Polca: sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

Polca

BE 0406.908.169
NACE 46.322, Wholesale trade
NACE division 46, Wholesale trade all sizesfiscal years 2021 to 20252,603 to 24,123 sector peers per ratio

Summary

fiscal year 2025

Polca does better than half of its sector on 9 of the 14 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • Gross marginbetter than 93%
  • EBITDA marginbetter than 87%
  • Net marginbetter than 85%
Points to watch
  • Days sales outstandingbetter than 21%
  • Long-term debt ratiobetter than 34%
  • Debt to equitybetter than 38%

Solvency and debt

How soundly the company is financed.
Solvency
44.7%▼2025

Solvency is around the median of 24,039 sector peers.

Position against the sector stable since 2021.

20212022202320242025
Debt to equity
1.24▲2025

Debt to equity is above 62% of 23,857 sector peers: less favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Long-term debt ratio
0.55▲2025

The long-term debt ratio is above 66% of 11,275 sector peers: less favourable than the median.

Position against the sector weakening since 2021.

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Interest coverage
23.79▼2025

Interest coverage is above 69% of 20,995 sector peers: more favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025

Liquidity

Whether it can pay its short-term bills.
Current ratio
1.87▲2025

The current ratio is above 53% of 23,820 sector peers: more favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Quick ratio
1.61▲2025

The quick ratio is above 59% of 23,837 sector peers: more favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Working-capital ratio
25.9%▼2025

The working-capital ratio is below 55% of 24,002 sector peers: less favourable than the median.

Position against the sector stable since 2021.

20212022202320242025

Profitability

What the company earns on its assets and its sales.
Return on equity
27.7%▲2025

Return on equity is above 77% of 20,915 sector peers: in the most favourable quarter.

Position against the sector improving since 2021.

20212022202320242025
Return on assets
12.4%▲2025

Return on assets is above 77% of 24,123 sector peers: in the most favourable quarter.

Position against the sector improving since 2021.

20212022202320242025
Net margin
9.2%▲2025

The net margin is above 85% of 3,075 sector peers: in the most favourable quarter.

Position against the sector improving since 2021.

20212022202320242025
EBITDA margin
15.7%▲2025

The EBITDA margin is above 87% of 2,802 sector peers: in the most favourable quarter.

Position against the sector improving since 2021.

20212022202320242025
Gross margin
60.9%▲2025

The gross margin is above 93% of 2,983 sector peers: in the most favourable quarter.

Position against the sector stable since 2021.

20212022202320242025

Working-capital cycle

How long cash is tied up in customers, suppliers and stock.
Days sales outstanding
85days▼2025

Days sales outstanding is above 79% of 3,038 sector peers: in the least favourable quarter.

Position against the sector stable since 2021.

20212022202320242025
Days payable outstanding
79days▼2025

Days payable outstanding is above 70% of 3,077 sector peers.

20212022202320242025
Days inventory
55days▼2025

Days inventory is below 52% of 2,603 sector peers: more favourable than the median.

Position against the sector stable since 2021.

20212022202320242025

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 29 September 2026 via checked.be.