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Paper Cloud: sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

Paper Cloud

BE 0754.957.928
NACE 69.101, Activities of lawyers
NACE division 69, Legal and accounting activities all sizesfiscal years 2022 to 20267,306 to 17,040 sector peers per ratio

Summary

fiscal year 2025

Paper Cloud does better than half of its sector on 7 of the 8 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • Working-capital ratiobetter than 75%
  • Current ratiobetter than 68%
  • Long-term debt ratiobetter than 62%
Points to watch
  • Interest coveragebetter than 30%

For fiscal year 2026 too few peer accounts have been filed yet; the comparison uses the year before.

Solvency and debt

How soundly the company is financed.
Solvency
58.0%▼2025

Solvency is above 54% of 17,040 sector peers: more favourable than the median.

Position against the sector weakening since 2022.

20222023202420252026
Debt to equity
0.72▲2025

Debt to equity is around the median of 16,624 sector peers.

Position against the sector weakening since 2022.

20222023202420252026
Long-term debt ratio
0.25▼2025

The long-term debt ratio is below 62% of 7,306 sector peers: more favourable than the median.

Position against the sector weakening since 2022.

20222023202420252026
Interest coverage
14.72▼2025

Interest coverage is below 70% of 15,225 sector peers: less favourable than the median.

Position against the sector weakening since 2022.

20222023202420252026

Liquidity

Whether it can pay its short-term bills.
Current ratio
3.43▼2025

The current ratio is above 68% of 16,903 sector peers: more favourable than the median.

Position against the sector stable since 2022.

20222023202420252026
Working-capital ratio
66.3%▲2025

The working-capital ratio is above 75% of 17,022 sector peers: in the most favourable quarter.

Position against the sector stable since 2022.

20222023202420252026

Profitability

What the company earns on its assets and its sales.
Return on equity
36.8%▼2025

Return on equity is above 56% of 15,641 sector peers: more favourable than the median.

Position against the sector weakening since 2022.

20222023202420252026
Return on assets
21.3%▼2025

Return on assets is above 60% of 17,037 sector peers: more favourable than the median.

Position against the sector weakening since 2022.

20222023202420252026

Not computable

Net margin, EBITDA margin, Gross margin, Days sales outstanding, Days payable outstanding, Days inventory. This company files the abbreviated or micro schema, in which turnover and purchases are optional; margins and credit terms therefore cannot be taken from its figures.

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 29 September 2026 via checked.be.