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NARH: sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

NARH

BE 0697.677.448
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
NACE division 47, Retail trade all sizesfiscal years 2021 to 20252,163 to 32,568 sector peers per ratio

Summary

fiscal year 2025

NARH does better than half of its sector on 11 of the 14 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • Current ratiobetter than 86%
  • Solvencybetter than 86%
  • Working-capital ratiobetter than 83%
Points to watch
  • EBITDA marginbetter than 39%
  • Return on equitybetter than 40%
  • Net marginbetter than 45%

Solvency and debt

How soundly the company is financed.
Solvency
77.5%▲2025

Solvency is above 86% of 32,488 sector peers: in the most favourable quarter.

Position against the sector stable since 2021.

20212022202320242025
Debt to equity
0.29▼2025

Debt to equity is below 70% of 32,106 sector peers: more favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Long-term debt ratio
0.07▼2025

The long-term debt ratio is below 71% of 16,997 sector peers: more favourable than the median.

Position against the sector improving since 2021.

20212022202320242025
Interest coverage
37.26▼2025

Interest coverage is above 81% of 29,199 sector peers: in the most favourable quarter.

Position against the sector stable since 2021.

20212022202320242025

Liquidity

Whether it can pay its short-term bills.
Current ratio
4.77▲2025

The current ratio is above 86% of 32,316 sector peers: in the most favourable quarter.

Position against the sector stable since 2021.

20212022202320242025
Quick ratio
1.45▼2025

The quick ratio is above 67% of 32,337 sector peers: more favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Working-capital ratio
63.2%▲2025

The working-capital ratio is above 83% of 32,412 sector peers: in the most favourable quarter.

Position against the sector stable since 2021.

20212022202320242025

Profitability

What the company earns on its assets and its sales.
Return on equity
7.5%▼2025

Return on equity is below 60% of 27,017 sector peers: less favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025
Return on assets
5.8%▼2025

Return on assets is above 58% of 32,568 sector peers: more favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025
Net margin
0.9%▼2025

The net margin is below 55% of 2,643 sector peers: less favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025
EBITDA margin
2.5%▼2025

The EBITDA margin is below 61% of 2,163 sector peers: less favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Gross margin
14.0%▲2025

The gross margin is above 55% of 2,594 sector peers: more favourable than the median.

Position against the sector improving since 2021.

20212022202320242025

Working-capital cycle

How long cash is tied up in customers, suppliers and stock.
Days sales outstanding
4days▼2025

Days sales outstanding is below 70% of 2,477 sector peers: more favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Days payable outstanding
0days▼2025

Days payable outstanding is below 95% of 2,696 sector peers.

20212022202320242025
Days inventory
36days▲2025

Days inventory is below 57% of 2,410 sector peers: more favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 28 September 2026 via checked.be.