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Justtime: sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

Justtime

BE 0446.943.633
NACE 46.480, Wholesale trade
NACE division 46, Wholesale trade all sizesfiscal years 2021 to 202520,915 to 24,123 sector peers per ratio

Summary

fiscal year 2025

Justtime does better than half of its sector on 7 of the 8 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • Solvencybetter than 74%
  • Working-capital ratiobetter than 73%
  • Current ratiobetter than 70%
Points to watch
  • Return on equitybetter than 40%

Solvency and debt

How soundly the company is financed.
Solvency
70.2%▼2025

Solvency is above 74% of 24,039 sector peers: more favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Debt to equity
0.43▲2025

Debt to equity is below 61% of 23,857 sector peers: more favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Interest coverage
11.28▼2025

Interest coverage is above 55% of 20,995 sector peers: more favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025

Liquidity

Whether it can pay its short-term bills.
Current ratio
2.93▼2025

The current ratio is above 70% of 23,820 sector peers: more favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Quick ratio
1.51▼2025

The quick ratio is above 57% of 23,837 sector peers: more favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025
Working-capital ratio
57.7%▼2025

The working-capital ratio is above 73% of 24,002 sector peers: more favourable than the median.

Position against the sector stable since 2021.

20212022202320242025

Profitability

What the company earns on its assets and its sales.
Return on equity
5.6%▲2025

Return on equity is below 60% of 20,915 sector peers: less favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Return on assets
3.9%▲2025

Return on assets is above 52% of 24,123 sector peers: more favourable than the median.

Position against the sector stable since 2021.

20212022202320242025

Not computable

Long-term debt ratio, Net margin, EBITDA margin, Gross margin, Days sales outstanding, Days payable outstanding, Days inventory. This company files the abbreviated or micro schema, in which turnover and purchases are optional; margins and credit terms therefore cannot be taken from its figures.

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 28 September 2026 via checked.be.