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ISAFA: sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

ISAFA

BE 0803.459.809
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
NACE division 47, Retail trade all sizesfiscal years 2023 to 202421,483 to 41,307 sector peers per ratio

Summary

fiscal year 2024

ISAFA does better than half of its sector on 1 of the 9 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • Long-term debt ratiobetter than 95%
Points to watch
  • Debt to equitybetter than 5%
  • Solvencybetter than 17%
  • Return on assetsbetter than 20%

Solvency and debt

How soundly the company is financed.
Solvency
-0.5%▼2024

Solvency is below 83% of 41,204 sector peers: in the least favourable quarter.

20232024
Debt to equity
19.322023

Debt to equity is above 95% of 39,298 sector peers: in the least favourable quarter.

20232024
Long-term debt ratio
-22.54▼2024

The long-term debt ratio is below 95% of 21,483 sector peers: in the most favourable quarter.

20232024
Interest coverage
0.89▼2024

Interest coverage is below 80% of 36,771 sector peers: in the least favourable quarter.

20232024

Liquidity

Whether it can pay its short-term bills.
Current ratio
0.93▼2024

The current ratio is below 75% of 41,060 sector peers: less favourable than the median.

20232024
Quick ratio
0.71▼2024

The quick ratio is below 58% of 41,086 sector peers: less favourable than the median.

20232024
Working-capital ratio
-6.3%▼2024

The working-capital ratio is below 76% of 41,134 sector peers: in the least favourable quarter.

20232024

Profitability

What the company earns on its assets and its sales.
Return on equity
7.0%2023

Return on equity is below 62% of 32,922 sector peers: less favourable than the median.

20232024
Return on assets
-4.7%▼2024

Return on assets is below 80% of 41,307 sector peers: in the least favourable quarter.

20232024

Not computable

Net margin, EBITDA margin, Gross margin, Days sales outstanding, Days payable outstanding, Days inventory. The filed figures do not contain the lines these need.

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 29 September 2026 via checked.be.