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ESPASS PLUS: sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

ESPASS PLUS

BE 0448.078.335
NACE 47.521, Retail sale of hardware, building materials, paint and glass (general range)
NACE division 47, Retail trade all sizesfiscal years 2021 to 20253,139 to 32,568 sector peers per ratio

Summary

fiscal year 2025

ESPASS PLUS does better than half of its sector on 3 of the 14 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • EBITDA marginbetter than 95%
  • Long-term debt ratiobetter than 84%
  • Working-capital ratiobetter than 59%
Points to watch
  • Days inventorybetter than 5%
  • Net marginbetter than 5%
  • Gross marginbetter than 5%

Solvency and debt

How soundly the company is financed.
Solvency
22.1%▲2025

Solvency is below 65% of 32,488 sector peers: less favourable than the median.

Position against the sector improving since 2021.

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Debt to equity
3.02▼2025

Debt to equity is above 78% of 32,106 sector peers: in the least favourable quarter.

Position against the sector weakening since 2021.

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Long-term debt ratio
0.00▼2024

The long-term debt ratio is below 84% of 21,483 sector peers: in the most favourable quarter.

Position against the sector improving since 2021.

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Interest coverage
-3.71▼2025

Interest coverage is below 88% of 29,199 sector peers: in the least favourable quarter.

Position against the sector stable since 2021.

20212022202320242025

Liquidity

Whether it can pay its short-term bills.
Current ratio
1.49▲2025

The current ratio is around the median of 32,316 sector peers.

Position against the sector improving since 2021.

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Quick ratio
0.21▲2025

The quick ratio is below 86% of 32,337 sector peers: in the least favourable quarter.

Position against the sector stable since 2021.

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Working-capital ratio
32.9%▲2025

The working-capital ratio is above 59% of 32,412 sector peers: more favourable than the median.

Position against the sector improving since 2021.

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Profitability

What the company earns on its assets and its sales.
Return on equity
-33.1%▼2025

Return on equity is below 92% of 27,017 sector peers: in the least favourable quarter.

Position against the sector weakening since 2021.

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Return on assets
-7.3%▼2025

Return on assets is below 83% of 32,568 sector peers: in the least favourable quarter.

Position against the sector stable since 2021.

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Net margin
-6316.3%▼2022

The net margin is below 95% of 3,804 sector peers: in the least favourable quarter.

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EBITDA margin
329.6%▼2022

The EBITDA margin is above 95% of 3,139 sector peers: in the most favourable quarter.

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Gross margin
-2644.0%▼2022

The gross margin is below 95% of 3,750 sector peers: in the least favourable quarter.

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Working-capital cycle

How long cash is tied up in customers, suppliers and stock.
Days sales outstanding
81days▼2022

Days sales outstanding is above 87% of 3,554 sector peers: in the least favourable quarter.

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Days payable outstanding
502days▼2022

Days payable outstanding is above 95% of 3,886 sector peers.

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Days inventory
12,113days▲2022

Days inventory is above 95% of 3,463 sector peers: in the least favourable quarter.

20212022202320242025

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 28 September 2026 via checked.be.