Valoras: credit check

How much credit can you give this customer, on what term and on what conditions? You get the verdict for your amount, the recommended maximum and where the verdict turns.

Valoras

BE 0801.685.204Sint-Martens-Latem

On the 2024 accounts Other company

Your question

Invoice amount or credit line

Payment term

7 d 14 d 30 d 60 d 90 d

Prepayment, yearly volume and open balance

Prepayment 0%

Expected yearly volume (optional)

Already open (optional)

A yearly volume keeps on average the volume times the term divided by 365 open; the larger of that balance and the invoice counts.

Verdict

Asked: €10,000 at 30 days

Not advised

Do not give this amount on open account: the risk to your payment is too high.

Top reason No unsecured credit advised on the available evidence

Recommended maximum No credit No credit on open account

Your exposure €10,000 invoice €10,000

Not acceptable without conditions at any term

Verdict per invoice amount at 30 days

Any amountNot advised

Conditions

Deliver only against full prepaymentNo unsecured credit advised on the available evidence. No amount, term or advance changes that.

What changes this?

No change of amount, term or prepayment improves this verdict.

Why?

From the 2024 accounts, the KBO register and the Gazette

Equity €3,995 in 2024. The limit grows with equity and the Checked score.
Liquidity Short: current assets cover short-term debt 0.02 times in 2024.
Solvency 2% of the assets are financed with own funds in 2024.
Checked score 21/100 (critical) on fiscal year 2024.
Bankruptcy probability 4.3% chance of bankruptcy within twelve months (elevated).
Gazette and KBO No bankruptcy, judicial reorganisation or interim measure on record in the Gazette and the KBO register.
Filing The 2024 accounts were filed on time.
Age Founded on 11-5-2023, active for 3 years.

Record it

Keep this decision as a note on the company in one of your lists.

Print or PDF for the credit file Full dossier

The print holds the verdict, the conditions, the explanation and the date, on one page for your credit file.

Indicative, not regulated credit advice. Computed by Checked from filed annual accounts, the KBO register and the Belgian Official Gazette. Printed on 28 September 2026 from checked.be.

What does this verdict mean?

Acceptable: you can give this amount on open account on normal terms.
With conditions: it can work, but limit the amount or the term, or ask for security.
Not advised: give no credit on open account; ask for payment up front.
No verdict: there are no recent figures to weigh the amount against. Ask the company for recent figures or start with a small amount.

Based on official Belgian registers and filed annual accounts.

Several debtors at once? Enrich your debtor list with a verdict per amount