PAROS PROJECTS: credit check

How much credit can you give this customer, on what term and on what conditions? You get the verdict for your amount, the recommended maximum and where the verdict turns.

PAROS PROJECTS

BE 0867.812.280RoeselareOther specialised construction activities

On the 2024 accounts Other company

Your question

New invoice or credit line

You gave no amount and no amount is acceptable on usual terms: this is an example amount. Enter your own amount.

Payment term

7 d 14 d 30 d 60 d 90 d

Prepayment, yearly volume and open balance

Prepayment 0%

Expected yearly volume (optional)

Already open with this customer (optional)

A yearly volume keeps on average the volume times the term divided by 365 open; the larger of that balance and the invoice counts.

Verdict

Asked: €11,000 at 30 days

With conditions

You can deliver, but protect your payment with the conditions below.

Top reason The latest accounts were filed more than 90 days after the deadline

Recommended maximum €11,000 Limit €11,000 at 30 days, only with conditions

Not acceptable without conditions at any term

Verdict per invoice amount at 30 days

Up to €22,000With conditions
From €22,001Not advised

Conditions

Cover the credit with credit insuranceThe latest accounts were filed more than 90 days after the deadline. That does not change with the amount; a credit insurer can carry the risk.
Ask 30% prepayment (€3,300)The latest accounts were filed more than 90 days after the deadline. An advance limits what you can lose.
Shorten the payment term to 14 daysThe latest accounts were filed more than 90 days after the deadline. The shorter the amount is open, the smaller your risk.

What changes this?

Invoice from €22,001Not advisedRequested amount exceeds twice the indicative limit

Why?

From the 2024 accounts, the KBO register and the Gazette

Equity €211,308 in 2024. The limit grows with equity and the Checked score.
Liquidity Tight: current assets cover short-term debt 1.11 times in 2024 (2023: 1.04).
Solvency 36% of the assets are financed with own funds in 2024. Better than 38% of 36,397 sector peers.
Checked score 55/100 (fair) on fiscal year 2024.
Bankruptcy probability 1.7% chance of bankruptcy within twelve months (moderate).
Gazette and KBO No bankruptcy, judicial reorganisation or interim measure on record in the Gazette and the KBO register.
Filing The accounts for fiscal year 2025 are missing, 66 days after the deadline.
Sector Other specialised construction activities.
Age Founded on 13-10-2004, active for 21 years.

Record it

Record this decision, dated, for the company, beside your earlier decisions.

Print or PDF for the credit file Full dossier

The print holds the verdict, the conditions, the explanation and the date, on one page for your credit file.

Indicative, not regulated credit advice. Computed by Checked from filed annual accounts, the KBO register and the Belgian Official Gazette. Printed on 5 October 2026 from checked.be.

What does this verdict mean?

Acceptable: you can give this amount on open account on normal terms.
With conditions: it can work, but limit the amount or the term, or ask for security.
Not advised: give no credit on open account; ask for payment up front.
No verdict: there are no recent figures to weigh the amount against. Ask the company for recent figures or start with a small amount.

Based on official Belgian registers and filed annual accounts.

Several debtors at once? Enrich your debtor list with a verdict per amount