VM-TEC
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Profitability weakNet result: -19.2% of total assets; operating cash result covers interest charges -62.8 times.
- Liquidity averageDebts due within a year: 8.4% of total assets; cash: 7.3%.
- Solvency strongEquity is 91.6% of total assets.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Your buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
- Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
- Persistent lossesTwo consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
What you can do
Concrete steps, each based on a fact from your own dossier.
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Work on your profitability
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.