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UTOR

BE 0479.785.952 · Flémalle

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
55 / 100
Fair
Annual accounts
9 days late
2026 accounts
Solvency
16%
better than 39% of the sector
Warnings
2
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

55/ 100
Fair
On the 2026 accounts
What pulls the score down
  • Liquidity weakDebts due within a year: 77.4% of total assets; cash: 3.5%.
  • Solvency averageEquity is 16% of total assets.
  • Profitability averageNet result: 4% of total assets; operating cash result covers interest charges 5 times.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2022 34 d early
2023 23 d early
2024 5 d early
2025 38 d early
2026 9 d late
before the deadline after the deadlineyour sector's median

Next deadline: the accounts for the year to 31 January 2027 are due before 31 August 2027.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 16%
Better than 39% of 231 sector peers · median 27.4% · fiscal year 2026
Equity €350,500
Better than 62% of 232 sector peers · median €191,100 · fiscal year 2026
Net result €88,300
Better than 73% of 231 sector peers · median €19,300 · fiscal year 2026
Liquidity: your current assets cover 1.09 times your debts due within a year (2026), against 1.08 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
  • Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. File your accounts for the year to 31 January 2027 before 31 August 2027

    For 2026, your accounts arrived 9 days after the deadline. A punctual filing shows as such under Signals.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.