UTOPIA
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Solvency weakEquity is -1419.5% of total assets.
- Profitability weakNet result: -271.8% of total assets.
- Liquidity weakDebts due within a year: 1381.2% of total assets; cash: 22.8%.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Next deadline: the accounts for the year to 30 September 2026 are due before 30 April 2027.
See your filings in the dossierYour buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Limited track recordThis company has not been active as long as an established one and statistically fails somewhat more often.
- Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
- Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
- Negative equityThe 2025 annual accounts show negative equity and a net loss.
- Filed more than 90 days lateThe financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-09-2026, 131 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
What you can do
Concrete steps, each based on a fact from your own dossier.
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File your accounts for the year to 30 September 2026 before 30 April 2027
For 2025, your accounts arrived 131 days after the deadline. A punctual filing shows as such under Signals.
See it in your dossier -
Strengthen your equity
Your equity was -€14,600 on 30 September 2025: negative equity is the first thing a credit manager reads in your balance sheet. Companies usually strengthen it with retained profit, a capital contribution or converting a shareholder loan into capital.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.