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TOTAL CONSTRUCT

BE 0833.128.149 · Charleroi

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
59 / 100
Fair
Annual accounts
Missing
119 days after the deadline
Solvency
72.3%
better than 85% of the sector
Warnings
4
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

59/ 100
Fair
On the 2024 accounts
A confirmed filing finding caps the score.
What pulls the score down
  • Profitability weakNet result: 3.1% of total assets; operating cash result covers interest charges -32.1 times; operating margin: -4.1% of turnover.
What holds the score up
  • Solvency strongEquity is 72.3% of total assets.
  • Liquidity strongDebts due within a year: 21.8% of total assets; cash: 47.7%.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

The accounts for the year to 31 October 2025 are missing: the deadline passed on 31 May 2026 (119 days ago).
2020 91 d late
2021 9 d late
2022 1 d late
2023 3 d early
2024 6 d late
before the deadline after the deadlineyour sector's median
See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 72.3%
Better than 85% of 3,551 sector peers · median 40.1% · fiscal year 2024
Equity €552,500
Better than 67% of 3,551 sector peers · median €285,400 · fiscal year 2024
Net result €24,000
Better than 47% of 3,549 sector peers · median €29,000 · fiscal year 2024
Liquidity: your current assets cover 4.36 times your debts due within a year (2024), against 2.45 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
  • Multiple establishment unitsSeveral establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
  • Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
  • Annual accounts not filedThe financial year that closed on 31-10-2025 was due at the National Bank by 31-05-2026. Nothing is on record, 119 days later.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. File your annual accounts for the year to 31 October 2025

    The statutory deadline passed on 31 May 2026; the accounts are now 119 days late. Until they are filed, whoever looks you up sees no recent figures and a missing filing.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.