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Smartware

BE 0444.479.437 · Wuustwezel

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
84 / 100
Excellent
Annual accounts
30 days late
2025 accounts
Solvency
91.2%
better than 95% of the sector
Warnings
1
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

84/ 100
Excellent
On the 2025 accounts
What pulls the score down
  • Profitability weakNet result: -1.4% of total assets.
What holds the score up
  • Solvency strongEquity is 91.2% of total assets.
  • Liquidity strongDebts due within a year: 8.8% of total assets; cash: 90.1%.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2021 760 d late
2022 395 d late
2023 29 d late
2024 31 d late
2025 30 d late
before the deadline after the deadlineyour sector's median

Next deadline: the accounts for the year to 30 November 2026 are due before 30 June 2027.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 91.2%
Better than 95% of 1,431 sector peers · median 39.1% · fiscal year 2025
Equity €124,500
Better than 34% of 1,431 sector peers · median €376,700 · fiscal year 2025
Net result -€2,000
Better than 34% of 1,431 sector peers · median €34,500 · fiscal year 2025
Liquidity: your current assets cover 11.37 times your debts due within a year (2025), against 11.53 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Persistent lossesTwo consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. File your accounts for the year to 30 November 2026 before 30 June 2027

    For 2025, your accounts arrived 30 days after the deadline. A punctual filing shows as such under Signals.

    See it in your dossier
  2. Work on your profitability

    Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.