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SMARTREFLEX

BE 0896.694.526 · Wemmel

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
61 / 100
Healthy
Annual accounts
On time
2025 accounts
Solvency
50.3%
better than 45% of the sector
Warnings
1
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

61/ 100
Healthy
On the 2025 accounts
What pulls the score down
  • Profitability weakNet result: -3.9% of total assets; operating cash result covers interest charges -435.1 times.
  • Liquidity averageDebts due within a year: 49.6% of total assets; cash: 13.5%.
What holds the score up
  • Solvency strongEquity is 50.3% of total assets.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2021 7 d early
2022 8 d early
2023 42 d early
2024 1 d early
2025 26 d early
before the deadline after the deadlineyour sector's median

Next deadline: the accounts for the year to 30 June 2026 are due before 31 January 2027.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 50.3%
Better than 45% of 31,840 sector peers · median 55.8% · fiscal year 2025
Equity €150,200
Better than 65% of 31,869 sector peers · median €82,200 · fiscal year 2025
Net result -€11,600
Better than 10% of 31,851 sector peers · median €26,400 · fiscal year 2025
Liquidity: your current assets cover 2.00 times your debts due within a year (2025), against 1.82 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. Stay on time: file your accounts for the year to 30 June 2026 before 31 January 2027

    For 2025, your accounts were filed 26 days before the deadline.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.