SMARTOUCH
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Liquidity weakDebts due within a year: 63% of total assets; cash: 11.8%.
- Solvency weakEquity is 14.1% of total assets.
- Profitability strongNet result: 22.2% of total assets; operating cash result covers interest charges 23.4 times.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Next deadline: the accounts for the year to 30 September 2026 are due before 30 April 2027.
See your filings in the dossierYour buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
- Limited track recordThis company has not been active as long as an established one and statistically fails somewhat more often.
- Weak solvency vs sectorSolvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 17123 sector peers (2025).
What you can do
Concrete steps, each based on a fact from your own dossier.
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File your accounts for the year to 30 September 2026 before 30 April 2027
For 2025, your accounts arrived 28 days after the deadline. A punctual filing shows as such under Signals.
See it in your dossier -
Strengthen your solvency
Your equity is 14.1% of total assets (2025); half your sector reaches at least 59.9%. You do better than 17% of 17,123 sector peers. Keeping profit in the company or paying down debt raises it.
See it in your dossier -
Keep your short-term debts in hand
Your current assets cover 0.90 times your debts due within a year (2025), against 1.27 a year earlier. Below 1, not every short-term debt can be paid from current assets. Shorter payment terms for customers or moving short-term credit to the long term help.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.